# McDougall Insurance vs Simple Time Clock

The clearest difference is in-app purchases: McDougall Insurance at none against Simple Time Clock's 3. McDougall Insurance also leads on iOS requirement (15.1 vs 18.6). Simple Time Clock's advantage is update cadence (weekly vs every 8 months). On price, ads and device support there is nothing between them.

Both are free to download. Simple Time Clock sells 3 in-app purchases, starting at $39.99 per month. McDougall Insurance asks for nothing beyond the download.

McDougall Insurance ships an update every 8 months, Simple Time Clock weekly. The most recent releases landed on October 20, 2026 and October 22, 2026 respectively.

## The numbers

| Metric | McDougall Insurance | Simple Time Clock |
| --- | --- | --- |
| Price | Free | Free |
| Positive reviews | 0.0% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 8 months | **Weekly** |
| Monetization | Free | — |
| Size | 38 MB | 24 MB |
| Requires iOS | **15.1** | 18.6 |
| Devices | iPhone, iPod | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [McDougall Insurance Brokers Limited](https://appshunter.io/developer/1445203836) | [David Harms](https://appshunter.io/developer/1894704417) |

## What reviewers say

### McDougall Insurance

[App page](https://appshunter.io/ios/app/mcdougall-insurance/id1669780597)

Access your insurance information anytime, anywhere with this mobile service. Manage your account details and explore various service options conveniently from your device. Get started today to streamline your insurance management.

**Highlights:** 24/7 mobile access, Client portal account, Insurance information management, Service options, Device accessibility

**Features:** macOS Compatibility, Apple Wallet

**In-app purchases:** none


### Simple Time Clock

[App page](https://appshunter.io/ios/app/simple-time-clock/id6762568839)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Small Business | $39.99 | per month |
| Medium | $69.99 | per month |
| Large | $129.99 | per month |


## Frequently asked questions

### Is McDougall Insurance free?

McDougall Insurance is free to download, with no in-app purchases.

### Is Simple Time Clock free?

Simple Time Clock is free to download, with in-app purchases available.

### Do McDougall Insurance or Simple Time Clock have ads?

Neither McDougall Insurance nor Simple Time Clock shows ads.

### Which is updated more often, McDougall Insurance or Simple Time Clock?

McDougall Insurance ships an update every 8 months, and Simple Time Clock weekly. Most recently, McDougall Insurance was updated on October 20, 2026 and Simple Time Clock on October 22, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*