# FinanceWise vs Loans

The clearest difference is in-app purchases: FinanceWise at none against Loans's 4. FinanceWise also leads on review sentiment (100% vs 85%) and iOS requirement (11.0 vs 15.1). On price, update cadence, ads and device support there is nothing between them.

Both are free to download. Loans sells 4 in-app purchases, starting at $9.99 per month. FinanceWise asks for nothing beyond the download.

FinanceWise ships an update fortnightly, Loans weekly. The most recent releases landed on October 2, 2026 and October 4, 2026 respectively.

## The numbers

| Metric | FinanceWise | Loans |
| --- | --- | --- |
| Price | Free | Free |
| Positive reviews | **100.0% of reviews** | 84.6% of reviews |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Fortnightly | **Weekly** |
| Monetization | **Free** | Freemium |
| Size | 31 MB | 46 MB |
| Requires iOS | **11.0** | 15.1 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Cesar Balbinott](https://appshunter.io/developer/1570176347) | [Deusdete Filho](https://appshunter.io/developer/883223723) |

## What reviewers say

### FinanceWise

[App page](https://appshunter.io/ios/app/financewise/id1669983340)

Learn about financing, loans, and investments with an intuitive simulation tool. Understand compound interest, amortization, and rates to make informed financial decisions. Discover the best options for purchasing assets or investing your money.

**Highlights:** Financing simulations, Loan simulations, Investment simulations, Compound interest learning, Amortization analysis, Interest rate comparison, Financial decision making

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Loans

[App page](https://appshunter.io/ios/app/loans-manage-control/id6755940795)

Easily track borrowed money and items with a smart installment system and detailed contact management. Organize all your financial transactions and loan histories in one place.

**Highlights:** Register money or goods loans, Control amounts, start, and due dates, Organize by custom categories, Smart installment system with interest, Track installment status, Manage contacts and loan history per person

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Assinatura Mensal | $9.99 | per month |
| Assinatura Semestral | $49.99 | per 6 months |
| Assinatura Anual | $69.99 | per year |
| Assinatura Vitalícia | $69.99 | one-time |


## Frequently asked questions

### Is FinanceWise free?

FinanceWise is free to download, with no in-app purchases.

### Is Loans free?

Loans is free to download, with in-app purchases available.

### Do FinanceWise or Loans have ads?

Neither FinanceWise nor Loans shows ads.

### Which is updated more often, FinanceWise or Loans?

FinanceWise ships an update fortnightly, and Loans weekly. Most recently, FinanceWise was updated on October 2, 2026 and Loans on October 4, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*