# FinanceWise vs PagoDepois

The clearest difference is monetization model: FinanceWise at free against PagoDepois's free with in-app purchases. FinanceWise also leads on iOS requirement (11.0 vs 26.0). On price, review sentiment, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

FinanceWise ships an update fortnightly, PagoDepois every 9 days. The most recent releases landed on October 30, 2026 and October 31, 2026 respectively.

## The numbers

| Metric | FinanceWise | PagoDepois |
| --- | --- | --- |
| Price | Free | Free |
| Positive reviews | 100.0% of reviews | 100.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Fortnightly | **Every 9 days** |
| Monetization | **Free** | Free with in-app purchases |
| Size | 31 MB | 31 MB |
| Requires iOS | **11.0** | 26.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | +4 |
| Developer | [Cesar Balbinott](https://appshunter.io/developer/1570176347) | [Erick Souza](https://appshunter.io/developer/1867881115) |

## What reviewers say

### FinanceWise

[App page](https://appshunter.io/ios/app/financewise/id1669983340)

Learn about financing, loans, and investments with an intuitive simulation tool. Understand compound interest, amortization, and rates to make informed financial decisions. Discover the best options for purchasing assets or investing your money.

**Highlights:** Financing simulations, Loan simulations, Investment simulations, Compound interest learning, Amortization analysis, Interest rate comparison, Financial decision making

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### PagoDepois

[App page](https://appshunter.io/ios/app/pagodepois/id6757622440)

Easily manage personal loans with this secure iOS app. Track who owes you money, monitor deadlines and installments, and receive timely reminders for payments. Organize loans by person and manage credit cards for detailed financial oversight.

**Highlights:** Track personal loans, Monitor deadlines and installments, Receive payment reminders, Organize loans by person, Manage credit cards, Secure local data storage

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is FinanceWise free?

FinanceWise is free to download, with no in-app purchases.

### Is PagoDepois free?

PagoDepois is free to download, with no in-app purchases.

### Do FinanceWise or PagoDepois have ads?

Neither FinanceWise nor PagoDepois shows ads.

### Which is updated more often, FinanceWise or PagoDepois?

FinanceWise ships an update fortnightly, and PagoDepois every 9 days. Most recently, FinanceWise was updated on October 30, 2026 and PagoDepois on October 31, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*