ONEW vs Folio
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
ONEW
Consolidate all your financial accounts, including banks, credit cards, and investments, into one place. Effortlessly track asset values, view financial trends, and manage multiple currencies with automatic updates. Secure your data with an app lock and sync across devices via iCloud.
- Consolidate bank, credit card, and investment accounts
- Automatic asset price and currency updates
- Track financial trends and changes
- Import assets from screenshots
- iCloud sync across devices
- App lock for privacy
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ONEW is an account and asset management app that helps you quickly consolidate information from bank accounts, credit cards, investment accounts, and more, allowing you to stay on top of your assets and financial flow. Say goodbye to manual record-keeping and effortlessly manage your finances! Key Features: - Organize and manage multiple accounts and assets - Easily track and summarize account asset information for clear visibility - Supports automatic update of asset prices - View trends and changes in your accounts and assets - Support for multiple currencies with automatic exchange rate updates, including cryptocurrencies - Import assets quickly from screenshots - iCloud sync for data synchronization across devices - App lock feature to protect your personal financial privacy For any feedback or suggestions, please contact us at onewapp@outlook.com.
Folio
Track stocks, funds, gold, cash, and crypto all in one place. Automatically updates prices and imports data from screenshots, simplifying portfolio management. Focuses on privacy by keeping all data on your device.
- Automatic price updates
- Screenshot import for holdings and trades
- Multi-asset tracking (stocks, funds, gold, crypto, cash)
- Auto-invest purchase recording
- Automatic dividend fetching
- Multi-currency support
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WHY FOLIO ◎ Prices update automatically: open the app to the latest quotes and fund NAVs, and see your market value at a glance without looking anything up. ◎ Import from screenshots, no more copying by hand: add a screenshot of the holdings page in your brokerage or fund app, and Folio reads the symbol, name, quantity and cost. Trade history works too, with buy or sell, price and date recognized automatically. ◎ Every asset on one screen: China A-shares, Hong Kong, US, German and UK stocks, funds, gold, cash and crypto, all in one place. ◎ Auto-invest records: set your own frequency and amount, and each purchase is recorded when it's due, so none are missed and your cost stays clear. ◎ Dividends: dividends for A-shares, US stocks and funds are fetched and shown automatically. ◎ Multi-currency: choose a base currency and exchange rates are converted automatically. WHO IT'S FOR • People holding stocks, funds, gold and more who want to see it all in one app • Anyone tired of complicated budgeting apps who only wants to track what really matters • Regular investors who want every auto-invest purchase on record • Privacy-minded people who would rather not hand their asset data to someone else's cloud PRIVACY Your asset records stay only on your device and in your own iCloud. Screenshots you import are used just for recognition and are never kept. Folio is a personal asset tracker. It does not provide investment advice, trade execution or return forecasts. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ 【为什么选择财记】 ◎ 价格自动更新:打开即是最新行情与净值,市值一眼看清,不用一个个去查价。 ◎ 截图导入,告别手抄:把券商、基金 App 的持仓页截图拖进来,自动识别代码、名称、数量、成本;交易记录也支持截图导入,自动识别买卖方向、价格与日期。 ◎ 多资产一屏看完:A股、港股、美股、德股、英股、基金、黄金、现金、资产统一管理。 ◎ 定投记账:自己设定频率与金额,到期自动提醒并记账,不再漏单,成本曲线一目了然。 ◎ 分红记录:A股 / 美股 / 基金分红自动拉取与展示。 ◎ 多币种支持:选择主币种,汇率自动换算。 【适合谁用】 - 同时持有股票、基金、黄金等多类资产,想用一个 App 看全的人 - 受够了复杂记账软件、只想记录重要资产的人 - 习惯定投、希望把每一笔都记清楚的人 - 在意隐私、不愿把资产数据交给云端的人 【关于隐私】 不上传你的资产数据,一切只在你的设备与你的 iCloud 之间。 个人资产记账工具,不提供任何投资建议、交易撮合或收益预测。 使用条款(EULA):https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Screenshots
Verdict
The clearest difference is rating: Folio at 5.0 against ONEW's 3.8. ONEW's advantage is ratings volume (6 vs 2). On price, review sentiment, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. ONEW sells 2 one-off in-app purchases and Folio sells 3 in-app purchases, starting at $3.99 per 3 months. Whichever you choose, the download price is not the number that matters.
Folio holds the better App Store score, 5.0 against 3.8. Both are backed by a comparable volume of ratings — 6 and 2 respectively. Written reviews point the same way: 76% of ONEW's written reviews are positive against 80% of Folio's.
ONEW ships an update every 6 days, Folio weekly. The most recent releases landed on November 7, 2026 and November 5, 2026 respectively.
| Parameter | ONEW | Folio |
|---|---|---|
| Price | Free | Free |
| Rating | 3.8 (6 ratings) | 5.0 (2 ratings) — better |
| Positive reviews | 76.5% of reviews | 80.0% of reviews — better |
| Number of ratings | 6 — better | 2 |
| Update frequency | Every 6 days — better | Weekly |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Devices | iPhone, iPad — better | iPhone |
| Requires iOS | 17.0 | 17.0 |
| Further details — not scored | ||
| Size | 36 MB | 26 MB |
| Age rating | 4+ | 4+ |
| Developer | 翔 戴 | 沥翔 柳 |
Customer experience
ONEW
Folio
In-app purchases
ONEW
- ONEW Plus$9.99
- ONEW Plus2 variants$12.99
Folio
- 财记Folio 季度$3.993 Months
- 财记Folio 年付7 Days trial$7.991 Year
- 财记Folio · 永久买断$29.99









