# SmartCore vs Debt Tracker

The clearest difference is in-app purchases: SmartCore at none against Debt Tracker's 3. SmartCore also leads on update cadence (every 2 weeks vs every 13 months) and iOS requirement (15.5 vs 17.0). On price, ads and device support there is nothing between them.

Both are free to download. Debt Tracker sells 3 in-app purchases, starting at $0.99 per month. SmartCore asks for nothing beyond the download.

SmartCore ships an update every 2 weeks, Debt Tracker every 13 months. The most recent releases landed on October 12, 2026 and October 16, 2026 respectively.

## The numbers

| Metric | SmartCore | Debt Tracker |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | **Every 2 weeks** | Every 13 months |
| Size | 112 MB | 39 MB |
| Requires iOS | **15.5** | 17.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Selcuk GUN](https://appshunter.io/developer/1670581815) | [Fatih Kaya](https://appshunter.io/developer/1590217982) |

## What reviewers say

### SmartCore

[App page](https://appshunter.io/ios/app/smartcore/id1670581813)

**In-app purchases:** none


### Debt Tracker

[App page](https://appshunter.io/ios/app/debt-tracker-iou-and-ledger/id6472935856)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Debt Tracker Monthly | $0.99 | per month |
| Debt Tracker Pro | $0.99 | per 6 months |
| Debt Tracker Pro | $1.99 | per year |


## Frequently asked questions

### Is SmartCore free?

SmartCore is free to download, with no in-app purchases.

### Is Debt Tracker free?

Debt Tracker is free to download, with in-app purchases available.

### Do SmartCore or Debt Tracker have ads?

Neither SmartCore nor Debt Tracker shows ads.

### Which is updated more often, SmartCore or Debt Tracker?

SmartCore ships an update every 2 weeks, and Debt Tracker every 13 months. Most recently, SmartCore was updated on October 12, 2026 and Debt Tracker on October 16, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*