# Monibac vs Pebblescore

The clearest difference is review sentiment: Pebblescore at 67% against Monibac's 19%. Pebblescore also leads on rating (4.5 vs 2.7) and update cadence (weekly vs every 3 months). On price, ratings volume, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Pebblescore holds the better App Store score, 4.5 against 2.7. Both are backed by a comparable volume of ratings — 61 and 130 respectively. Written reviews point the same way: 19% of Monibac's written reviews are positive against 67% of Pebblescore's.

Monibac ships an update every 3 months, Pebblescore weekly. Both last shipped on October 14, 2026.

## The numbers

| Metric | Monibac | Pebblescore |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [2.7 (61 ratings)](https://appshunter.io/ios/app/monibac/id1670621261/reviews) | **[4.5 (130 ratings)](https://appshunter.io/ios/app/pebblescore/id6450597267/reviews)** |
| Number of ratings | 61 | **130** |
| Positive reviews | 19.2% of reviews | **66.7% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 months | **Weekly** |
| Monetization | Free with in-app purchases | **Free** |
| Size | 31 MB | 53 MB |
| Requires iOS | **13.0** | 14.0 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 17+ | 17+ |
| Developer | [Prime Zone Limited](https://appshunter.io/developer/1670621263) | [Pebblescore Data Services Limited](https://appshunter.io/developer/1693990811) |

## What reviewers say

### Monibac

[App page](https://appshunter.io/ios/app/monibac/id1670621261)

Access collateral-free loans and earn interest on savings. This app allows users to save, withdraw, and get loans up to 150% of their savings after three months. Enjoy transparent loan terms and repayment reminders.

**Highlights:** Collateral-free loans, Earn interest on savings, Loans up to 150% of savings, Transparent loan terms, Monthly repayment reminders, Lock savings for interest

**Features:** macOS Compatibility

**In-app purchases:** none


### Pebblescore

[App page](https://appshunter.io/ios/app/pebblescore/id6450597267)

This app helps users improve their credit history and gain access to better loan opportunities. It provides personalized recommendations and tools to check credit scores and reports from major bureaus, empowering users to achieve financial goals.

**Highlights:** Credit score checking, Comprehensive credit reports, Personalized improvement recommendations, Access to low-interest loans, Financial goal achievement tools

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Monibac free?

Monibac is free to download, with no in-app purchases.

### Is Pebblescore free?

Pebblescore is free to download, with no in-app purchases.

### Which has better reviews, Monibac or Pebblescore?

Pebblescore is rated higher. Monibac averages 2.7 out of 5 from 61 ratings, while Pebblescore averages 4.5 from 130 ratings.

### Do Monibac or Pebblescore have ads?

Neither Monibac nor Pebblescore shows ads.

### Which is updated more often, Monibac or Pebblescore?

Monibac ships an update every 3 months, and Pebblescore weekly. Most recently, Monibac was updated on October 14, 2026 and Pebblescore on October 14, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*