# Monibac vs MoneyMaster PSB

The clearest difference is rating: Monibac at 2.8 against MoneyMaster PSB's 2.2. Monibac also leads on ratings volume (87 vs 23). MoneyMaster PSB's advantage is monetization model (free vs free with in-app purchases) and review sentiment (29% vs 18%). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Monibac holds the better App Store score, 2.8 against 2.2. Both are backed by a comparable volume of ratings — 87 and 23 respectively. Written reviews complicate that: 18% of Monibac's written reviews are positive against 29% of MoneyMaster PSB's, so the app with the better star average is not the one people write more warmly about.

Monibac ships an update every 3 months, MoneyMaster PSB every 2 months. The most recent releases landed on October 22, 2026 and October 27, 2026 respectively.

## The numbers

| Metric | Monibac | MoneyMaster PSB |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[2.8 (87 ratings)](https://appshunter.io/ios/app/monibac/id1670621261/reviews)** | [2.2 (23 ratings)](https://appshunter.io/ios/app/moneymaster-psb/id6473828507/reviews) |
| Number of ratings | **87** | 23 |
| Positive reviews | 17.9% of reviews | **28.6% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 months | **Every 2 months** |
| Monetization | Free with in-app purchases | **Free** |
| Size | 68 MB | 60 MB |
| Requires iOS | 15.5 | **15.1** |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 17+ | 17+ |
| Developer | [Prime Zone Limited](https://appshunter.io/developer/1670621263) | [MoneyMaster Payment Service Bank Limited](https://appshunter.io/developer/1719953277) |

## What reviewers say

### Monibac

[App page](https://appshunter.io/ios/app/monibac/id1670621261)

Access collateral-free loans and earn interest on savings. This app allows users to save, withdraw, and get loans up to 150% of their savings after three months. Enjoy transparent loan terms and repayment reminders.

**Highlights:** Collateral-free loans, Earn interest on savings, Loans up to 150% of savings, Transparent loan terms, Monthly repayment reminders, Lock savings for interest

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### MoneyMaster PSB

[App page](https://appshunter.io/ios/app/moneymaster-psb/id6473828507)

This digital banking app offers mobile wallets, savings, and current accounts for individuals and businesses. Manage funds, send money, pay bills, and purchase airtime/data conveniently.

**Highlights:** Mobile wallets, Savings and current accounts, Fund transfers, Bill payments, Airtime and data top-up, Business payment solutions

**In-app purchases:** none


## Frequently asked questions

### Is Monibac free?

Monibac is free to download, with no in-app purchases.

### Is MoneyMaster PSB free?

MoneyMaster PSB is free to download, with no in-app purchases.

### Which has better reviews, Monibac or MoneyMaster PSB?

Monibac is rated higher. Monibac averages 2.8 out of 5 from 87 ratings, while MoneyMaster PSB averages 2.2 from 23 ratings.

### Do Monibac or MoneyMaster PSB have ads?

Neither Monibac nor MoneyMaster PSB shows ads.

### Which is updated more often, Monibac or MoneyMaster PSB?

Monibac ships an update every 3 months, and MoneyMaster PSB every 2 months. Most recently, Monibac was updated on October 22, 2026 and MoneyMaster PSB on October 27, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*