# Monibac vs GoldBucks

The clearest difference is update cadence: GoldBucks at every 2 months against Monibac's every 3 months. Monibac's advantage is device support (3 vs 1). On price, ads, in-app purchases and iOS requirement there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Monibac ships an update every 3 months, GoldBucks every 2 months. The most recent releases landed on October 22, 2026 and October 30, 2026 respectively.

## The numbers

| Metric | Monibac | GoldBucks |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[2.8 (87 ratings)](https://appshunter.io/ios/app/monibac/id1670621261/reviews)** | — |
| Number of ratings | **87** | — |
| Positive reviews | 17.9% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 months | **Every 2 months** |
| Monetization | Free with in-app purchases | — |
| Size | 68 MB | 19 MB |
| Requires iOS | **15.5** | 16.0 |
| Devices | **iPhone, iPad, iPod** | iPhone |
| Age rating | 17+ | 4+ |
| Developer | [Prime Zone Limited](https://appshunter.io/developer/1670621263) | [Alert Microfinance Bank](https://appshunter.io/developer/1720947273) |

## What reviewers say

### Monibac

[App page](https://appshunter.io/ios/app/monibac/id1670621261)

Access collateral-free loans and earn interest on savings. This app allows users to save, withdraw, and get loans up to 150% of their savings after three months. Enjoy transparent loan terms and repayment reminders.

**Highlights:** Collateral-free loans, Earn interest on savings, Loans up to 150% of savings, Transparent loan terms, Monthly repayment reminders, Lock savings for interest

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### GoldBucks

[App page](https://appshunter.io/ios/app/goldbucks/id6742657828)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Monibac free?

Monibac is free to download, with no in-app purchases.

### Is GoldBucks free?

GoldBucks is free to download, with no in-app purchases.

### Do Monibac or GoldBucks have ads?

Neither Monibac nor GoldBucks shows ads.

### Which is updated more often, Monibac or GoldBucks?

Monibac ships an update every 3 months, and GoldBucks every 2 months. Most recently, Monibac was updated on October 22, 2026 and GoldBucks on October 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*