# 小贝记账 vs 奇妙记账

小贝记账 and 奇妙记账 both sit at 5.0 stars, but that hides the real split: 91% of 奇妙记账's written reviews are positive against 33% of 小贝记账's. 奇妙记账 also leads on ads (none vs shown) and ratings volume (65 vs 3). On price, rating, update cadence and in-app purchases there is nothing between them.

Both are free to download. 小贝记账 sells 14 in-app purchases, starting at $0.99 per 7 days and 奇妙记账 sells 3 in-app purchases, starting at $0.99 per month. Whichever you choose, the download price is not the number that matters.

On the App Store both sit at effectively the same score — 5.0 for 小贝记账 against 4.9 for 奇妙记账. That said, the two scores are not equally well evidenced: 奇妙记账 has 65 ratings behind it against 3, so its average is the more settled of the two. Written reviews are what separate them: 33% of 小贝记账's written reviews are positive against 91% of 奇妙记账's.

小贝记账 ships an update weekly, 奇妙记账 every 5 days. The most recent releases landed on October 13, 2026 and October 11, 2026 respectively.

## The numbers

| Metric | 小贝记账 | 奇妙记账 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (3 ratings)](https://appshunter.io/ios/app/ai/id1670831180/reviews)** | [4.9 (65 ratings)](https://appshunter.io/ios/app/id6444180763/reviews) |
| Number of ratings | 3 | **65** |
| Positive reviews | 32.6% of reviews | **91.2% of reviews** |
| In-app purchases | Yes | Yes |
| Ads | Yes | **No** |
| Update frequency | Weekly | **Every 5 days** |
| Monetization | Free with in-app purchases | Freemium |
| Size | 243 MB | 73 MB |
| Requires iOS | 15.6 | **11.0** |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Chongqing LiangZeMu Technology Co., Ltd.](https://appshunter.io/developer/1247382482) | [大连森林互动科技有限公司](https://appshunter.io/developer/1602532041) |

## What reviewers say

### 小贝记账

[App page](https://appshunter.io/ios/app/ai/id1670831180)

This app helps you manage your finances with AI-powered automatic categorization and a user-friendly interface. Track expenses, set budgets, and monitor your savings goals with various planning tools. It's designed to promote rational consumption and wealth accumulation.

**Highlights:** AI-powered chat-based expense recording, Automatic income and expense recognition, Comprehensive asset account management, Multiple savings plan options, Category-based budget control, Calendar view for income/expense tracking, Detailed consumption statistics

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (14)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 周会员 | $0.99 | per 7 days |
| 小贝月度会员 | $3.99 | per month |
| 月度会员 | $3.99 | per month |
| 免费试用三天包月会员 | $3.99 | per month |
| 免费试用五天包月会员 | $3.99 | per month |
| 免费试用七天包月会员 | $3.99 | per month |
| 小贝记账-季度会员 | $5.99 | per 3 months |
| 季度会员 | $7.99 | per 3 months |
| 免费试用七天包年会员 | $7.99 | per year |
| 小贝记账-包年会员 | $9.99 | per year |
| 小贝记账-记账打卡报名费 | $9.99 | per year |
| 特惠永久会员 | $4.99 | one-time |
| 限时促销永久会员 | $12.99 | one-time |
| 小贝永久会员 | $14.99 | one-time |


### 奇妙记账

[App page](https://appshunter.io/ios/app/id6444180763)

This app offers a simple and pure way to track your daily income and expenses. It features customizable categories, cloud backups, and budget management to help you understand your spending habits and work towards financial freedom.

**Highlights:** Ad-free experience, Customizable income/expense categories, Cloud backup and security, Budget management, Automatic recurring transaction logging, Trend analysis

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 「奇妙记账」月度会员 | $0.99 | per month |
| 「奇妙记账」年度会员 | $4.49 | per year |
| 「奇妙记账」永久会员 | $9.99 | one-time |


## Frequently asked questions

### Is 小贝记账 free?

小贝记账 is free to download, with in-app purchases available.

### Is 奇妙记账 free?

奇妙记账 is free to download, with in-app purchases available.

### Which has better reviews, 小贝记账 or 奇妙记账?

小贝记账 is rated higher. 小贝记账 averages 5.0 out of 5 from 3 ratings, while 奇妙记账 averages 4.9 from 65 ratings.

### Do 小贝记账 or 奇妙记账 have ads?

小贝记账 shows ads; 奇妙记账 does not.

### Which is updated more often, 小贝记账 or 奇妙记账?

小贝记账 ships an update weekly, and 奇妙记账 every 5 days. Most recently, 小贝记账 was updated on October 13, 2026 and 奇妙记账 on October 11, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*