# 小贝记账 vs 团团记账

小贝记账 and 团团记账 both sit at 5.0 stars, but that hides the real split: 97% of 团团记账's written reviews are positive against 33% of 小贝记账's. 团团记账 also leads on ads (none vs shown) and ratings volume (91 vs 3). On price, rating, update cadence and in-app purchases there is nothing between them.

Both are free to download. 小贝记账 sells 14 in-app purchases, starting at $0.99 per 7 days and 团团记账 sells 11 in-app purchases, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.

On the App Store both sit at effectively the same score — 5.0 for 小贝记账 against 4.9 for 团团记账. That said, the two scores are not equally well evidenced: 团团记账 has 91 ratings behind it against 3, so its average is the more settled of the two. Written reviews are what separate them: 33% of 小贝记账's written reviews are positive against 97% of 团团记账's.

小贝记账 ships an update every 10 days, 团团记账 weekly. Both last shipped on September 23, 2026.

## The numbers

| Metric | 小贝记账 | 团团记账 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (3 ratings)](https://appshunter.io/ios/app/ai/id1670831180/reviews)** | [4.9 (91 ratings)](https://appshunter.io/ios/app/id6449834812/reviews) |
| Number of ratings | 3 | **91** |
| Positive reviews | 32.6% of reviews | **97.4% of reviews** |
| In-app purchases | Yes | Yes |
| Ads | Yes | **No** |
| Update frequency | Every 10 days | **Weekly** |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Size | 243 MB | 174 MB |
| Requires iOS | 15.6 | **15.0** |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Chongqing LiangZeMu Technology Co., Ltd.](https://appshunter.io/developer/1247382482) | [Gameley](https://appshunter.io/developer/939510611) |

## What reviewers say

### 小贝记账

[App page](https://appshunter.io/ios/app/ai/id1670831180)

This app helps you manage your finances with AI-powered automatic categorization and a user-friendly interface. Track expenses, set budgets, and monitor your savings goals with various planning tools. It's designed to promote rational consumption and wealth accumulation.

**Highlights:** AI-powered chat-based expense recording, Automatic income and expense recognition, Comprehensive asset account management, Multiple savings plan options, Category-based budget control, Calendar view for income/expense tracking, Detailed consumption statistics

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (14)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 周会员 | $0.99 | per 7 days |
| 小贝月度会员 | $2.99 | per month |
| 月度会员 | $2.99 | per month |
| 免费试用三天包月会员 | $3.99 | per month |
| 免费试用五天包月会员 | $3.99 | per month |
| 免费试用七天包月会员 | $3.99 | per month |
| 小贝记账-季度会员 | $5.99 | per 3 months |
| 季度会员 | $7.99 | per 3 months |
| 免费试用七天包年会员 | $7.99 | per year |
| 小贝记账-打卡活动报名费 | $9.99 | per year |
| 小贝记账-记账打卡报名费 | $9.99 | per year |
| 特惠永久会员 | $4.99 | one-time |
| 限时促销永久会员 | $12.99 | one-time |
| 小贝永久会员 | $14.99 | one-time |


### 团团记账

[App page](https://appshunter.io/ios/app/id6449834812)

This app offers a unique way to track your finances by integrating AI-powered bookkeeping with a virtual pet养成 experience. It helps you analyze spending, set budgets, and manage assets while keeping you entertained through interactive chat and daily rewards.

**Highlights:** AI-powered expense tracking, Virtual pet养成 and interaction, Chatbot for emotional support, Automatic and voice-based entry, Multi-account management, Budgeting and asset tracking, Data import/export

**Features:** macOS Compatibility, Siri integration, Vision Pro support

**In-app purchases (11)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 连续包月会员 | $2.99 | per month |
| 连续包月会员 | $2.99 | per month |
| 永久免广告 | $3.99 | one-time |
| VIP终身会员 | $3.99 | one-time |
| 团团记账永久会员 | $4.99 | one-time |
| 团团记账-永久会员92折 | $4.99 | one-time |
| 团团记账-85折永久会员 | $4.99 | one-time |
| 团团记账-终身会员 | $6.99 | one-time |
| 团团记账-年度VIP | $6.99 | one-time |
| 团团记账-终身VIP | $7.99 | one-time |
| VIP年度会员 | $12.99 | one-time |


## Frequently asked questions

### Is 小贝记账 free?

小贝记账 is free to download, with in-app purchases available.

### Is 团团记账 free?

团团记账 is free to download, with in-app purchases available.

### Which has better reviews, 小贝记账 or 团团记账?

小贝记账 is rated higher. 小贝记账 averages 5.0 out of 5 from 3 ratings, while 团团记账 averages 4.9 from 91 ratings.

### Do 小贝记账 or 团团记账 have ads?

小贝记账 shows ads; 团团记账 does not.

### Which is updated more often, 小贝记账 or 团团记账?

小贝记账 ships an update every 10 days, and 团团记账 weekly. Most recently, 小贝记账 was updated on September 23, 2026 and 团团记账 on September 23, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*