# 小贝记账 vs Pick记账

小贝记账 and Pick记账 both sit at 5.0 stars, but that hides the real split: 69% of Pick记账's written reviews are positive against 33% of 小贝记账's. On price, rating, ratings volume and update cadence there is nothing between them.

Both are free to download. 小贝记账 sells 14 in-app purchases, starting at $0.99 per 7 days and Pick记账 sells 9 one-off in-app purchases. Whichever you choose, the download price is not the number that matters.

On the App Store both sit at effectively the same score — 5.0 for 小贝记账 against 5.0 for Pick记账. Both are backed by a comparable volume of ratings — 3 and 2 respectively. Written reviews are what separate them: 33% of 小贝记账's written reviews are positive against 69% of Pick记账's.

小贝记账 ships an update every 10 days, Pick记账 every 11 days. The most recent releases landed on September 23, 2026 and September 22, 2026 respectively.

## The numbers

| Metric | 小贝记账 | Pick记账 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [5.0 (3 ratings)](https://appshunter.io/ios/app/ai/id1670831180/reviews) | [5.0 (2 ratings)](https://appshunter.io/ios/app/pick/id6739765574/reviews) |
| Number of ratings | **3** | 2 |
| Positive reviews | 32.6% of reviews | **68.8% of reviews** |
| In-app purchases | Yes | Yes |
| Ads | Yes | Yes |
| Update frequency | **Every 10 days** | Every 11 days |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Size | 243 MB | 177 MB |
| Requires iOS | 15.6 | **14.0** |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Chongqing LiangZeMu Technology Co., Ltd.](https://appshunter.io/developer/1247382482) | [Chongqing Miaoyudao Technology Co., Ltd.](https://appshunter.io/developer/1786933523) |

## What reviewers say

### 小贝记账

[App page](https://appshunter.io/ios/app/ai/id1670831180)

This app helps you manage your finances with AI-powered automatic categorization and a user-friendly interface. Track expenses, set budgets, and monitor your savings goals with various planning tools. It's designed to promote rational consumption and wealth accumulation.

**Highlights:** AI-powered chat-based expense recording, Automatic income and expense recognition, Comprehensive asset account management, Multiple savings plan options, Category-based budget control, Calendar view for income/expense tracking, Detailed consumption statistics

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (14)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 周会员 | $0.99 | per 7 days |
| 小贝月度会员 | $2.99 | per month |
| 月度会员 | $2.99 | per month |
| 免费试用三天包月会员 | $3.99 | per month |
| 免费试用五天包月会员 | $3.99 | per month |
| 免费试用七天包月会员 | $3.99 | per month |
| 小贝记账-季度会员 | $5.99 | per 3 months |
| 季度会员 | $7.99 | per 3 months |
| 免费试用七天包年会员 | $7.99 | per year |
| 小贝记账-打卡活动报名费 | $9.99 | per year |
| 小贝记账-记账打卡报名费 | $9.99 | per year |
| 特惠永久会员 | $4.99 | one-time |
| 限时促销永久会员 | $12.99 | one-time |
| 小贝永久会员 | $14.99 | one-time |


### Pick记账

[App page](https://appshunter.io/ios/app/pick/id6739765574)

This app offers a unique approach to personal finance management by integrating AI companions for a more engaging experience. Users can chat, use voice, or even images to log expenses, with automatic recognition and categorization of transactions. It provides detailed financial analysis and a visual calendar for tracking income and spending.

**Highlights:** AI chat for expense logging, Voice and image recognition for transactions, Automatic transaction categorization, Daily and monthly financial analysis, Calendar view of income and expenses, Customizable subcategories, Cloud synchronization

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (9)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 动态背景1次 | $0.99 | one-time |
| Pick记账月度会员 | $3.99 | one-time |
| Pick记账季度会员 | $9.99 | one-time |
| Pick记账永久会员 | $9.99 | one-time |
| Pick记账永久会员 | $12.99 | one-time |
| Pick记账季度会员 | $12.99 | one-time |
| Pick记账年度会员 | $19.99 | one-time |
| Pick记账年度会员 | $34.99 | one-time |
| Pick记账永久会员 | $129.99 | one-time |


## Frequently asked questions

### Is 小贝记账 free?

小贝记账 is free to download, with in-app purchases available.

### Is Pick记账 free?

Pick记账 is free to download, with in-app purchases available.

### Which has better reviews, 小贝记账 or Pick记账?

小贝记账 and Pick记账 are both rated 5.0 out of 5 on the App Store, from 3 and 2 ratings respectively.

### Do 小贝记账 or Pick记账 have ads?

Both 小贝记账 and Pick记账 show ads.

### Which is updated more often, 小贝记账 or Pick记账?

小贝记账 ships an update every 10 days, and Pick记账 every 11 days. Most recently, 小贝记账 was updated on September 23, 2026 and Pick记账 on September 22, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*