# 小贝记账 vs 元元记账

The clearest difference is ads: 元元记账 at none against 小贝记账's shown. 元元记账 also leads on review sentiment (64% vs 33%) and monetization model (free vs free with in-app purchases). 小贝记账's advantage is rating (5.0 vs 4.8). On price, update cadence, in-app purchases and device support there is nothing between them.

Both are free to download. 小贝记账 sells 14 in-app purchases, starting at $0.99 per 7 days and 元元记账 sells 6 one-off in-app purchases. Whichever you choose, the download price is not the number that matters.

小贝记账 holds the better App Store score, 5.0 against 4.8. Both are backed by a comparable volume of ratings — 3 and 13 respectively. Written reviews complicate that: 33% of 小贝记账's written reviews are positive against 64% of 元元记账's, so the app with the better star average is not the one people write more warmly about.

小贝记账 ships an update every 10 days, 元元记账 every 2 weeks. Both last shipped on September 23, 2026.

## The numbers

| Metric | 小贝记账 | 元元记账 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (3 ratings)](https://appshunter.io/ios/app/ai/id1670831180/reviews)** | [4.8 (13 ratings)](https://appshunter.io/ios/app/ai/id6740757453/reviews) |
| Number of ratings | 3 | **13** |
| Positive reviews | 32.6% of reviews | **63.9% of reviews** |
| In-app purchases | Yes | Yes |
| Ads | Yes | **No** |
| Update frequency | **Every 10 days** | Every 2 weeks |
| Monetization | Free with in-app purchases | **Free** |
| Size | 243 MB | 156 MB |
| Requires iOS | 15.6 | **14.0** |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Chongqing LiangZeMu Technology Co., Ltd.](https://appshunter.io/developer/1247382482) | [Gameley](https://appshunter.io/developer/939510611) |

## What reviewers say

### 小贝记账

[App page](https://appshunter.io/ios/app/ai/id1670831180)

This app helps you manage your finances with AI-powered automatic categorization and a user-friendly interface. Track expenses, set budgets, and monitor your savings goals with various planning tools. It's designed to promote rational consumption and wealth accumulation.

**Highlights:** AI-powered chat-based expense recording, Automatic income and expense recognition, Comprehensive asset account management, Multiple savings plan options, Category-based budget control, Calendar view for income/expense tracking, Detailed consumption statistics

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (14)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 周会员 | $0.99 | per 7 days |
| 小贝月度会员 | $2.99 | per month |
| 月度会员 | $2.99 | per month |
| 免费试用三天包月会员 | $3.99 | per month |
| 免费试用五天包月会员 | $3.99 | per month |
| 免费试用七天包月会员 | $3.99 | per month |
| 小贝记账-季度会员 | $5.99 | per 3 months |
| 季度会员 | $7.99 | per 3 months |
| 免费试用七天包年会员 | $7.99 | per year |
| 小贝记账-打卡活动报名费 | $9.99 | per year |
| 小贝记账-记账打卡报名费 | $9.99 | per year |
| 特惠永久会员 | $4.99 | one-time |
| 限时促销永久会员 | $12.99 | one-time |
| 小贝永久会员 | $14.99 | one-time |


### 元元记账

[App page](https://appshunter.io/ios/app/ai/id6740757453)

This app uses AI to quickly log expenses through voice input, automatically creating categorized bills. It offers multiple input methods, including offline voice recording, and provides detailed visual reports and comprehensive asset management for all your financial accounts.

**Highlights:** AI-powered voice expense logging, Automatic bill generation and categorization, Multiple input methods (voice, text, manual), Offline recording capability, Multi-dimensional visual financial reports, Comprehensive asset management, Minimalist design for efficiency

**Features:** macOS Compatibility, Siri integration, Vision Pro support

**In-app purchases (6)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 元元记账月会员 | $2.99 | one-time |
| 特惠终身会员 | $4.99 | one-time |
| 元元记账终身会员 | $4.99 | one-time |
| 元元记账年会员 | $6.99 | one-time |
| 元元记账永久会员 | $6.99 | one-time |
| 元元记账终身会员 | $7.99 | one-time |


## Frequently asked questions

### Is 小贝记账 free?

小贝记账 is free to download, with in-app purchases available.

### Is 元元记账 free?

元元记账 is free to download, with in-app purchases available.

### Which has better reviews, 小贝记账 or 元元记账?

小贝记账 is rated higher. 小贝记账 averages 5.0 out of 5 from 3 ratings, while 元元记账 averages 4.8 from 13 ratings.

### Do 小贝记账 or 元元记账 have ads?

小贝记账 shows ads; 元元记账 does not.

### Which is updated more often, 小贝记账 or 元元记账?

小贝记账 ships an update every 10 days, and 元元记账 every 2 weeks. Most recently, 小贝记账 was updated on September 23, 2026 and 元元记账 on September 23, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*