# FCBL vs Pathway Bank

FCBL and Pathway Bank both sit at 4.9 stars, but that hides the real split: 50% of Pathway Bank's written reviews are positive against 25% of FCBL's. Pathway Bank also leads on monetization model (free vs ad-supported). On price, rating, ratings volume and update cadence there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.9 for FCBL against 4.8 for Pathway Bank. Both are backed by a comparable volume of ratings — 601 and 236 respectively. Written reviews are what separate them: 25% of FCBL's written reviews are positive against 50% of Pathway Bank's.

Both ship on a similar rhythm, roughly monthly. The most recent releases landed on October 13, 2026 and October 5, 2026 respectively.

## The numbers

| Metric | FCBL | Pathway Bank |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.9 (601 ratings)](https://appshunter.io/ios/app/fcbl/id1671024406/reviews)** | [4.8 (236 ratings)](https://appshunter.io/ios/app/pathway-bank/id6446911566/reviews) |
| Number of ratings | **601** | 236 |
| Positive reviews | 25.0% of reviews | **50.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Monthly | Monthly |
| Monetization | Ad-supported | **Free** |
| Size | 180 MB | 177 MB |
| Requires iOS | 18.4 | 18.4 |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 12+ | 4+ |
| Developer | [First Citizens Bank (AL)](https://appshunter.io/developer/566037104) | [Pathway Bank](https://appshunter.io/developer/839677791) |

## What reviewers say

### FCBL

[App page](https://appshunter.io/ios/app/fcbl/id1671024406)

Manage your finances with tools to organize transactions, set alerts, and make payments. Securely deposit checks, transfer funds, and reorder debit cards. Access statements and find nearby branches or ATMs.

**Highlights:** Organize transactions with tags, notes, and photos, Set balance alerts, Make payments and transfer money, Deposit checks via photo, Manage debit cards, View monthly statements, Find branches and ATMs

**Features:** Apple Wallet

**In-app purchases:** none


### Pathway Bank

[App page](https://appshunter.io/ios/app/pathway-bank/id6446911566)

Manage all your bank accounts, including those from other institutions, in one place. This app offers tools for budgeting, payments, transfers, check deposits, and card management. Secure your finances with passcode and biometric login options.

**Highlights:** Aggregate all financial accounts, Set up balance alerts, Make payments and transfers, Mobile check deposit, Debit card management, View monthly statements, Find branches and ATMs

**Features:** Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is FCBL free?

FCBL is free to download, with no in-app purchases.

### Is Pathway Bank free?

Pathway Bank is free to download, with no in-app purchases.

### Which has better reviews, FCBL or Pathway Bank?

FCBL is rated higher. FCBL averages 4.9 out of 5 from 601 ratings, while Pathway Bank averages 4.8 from 236 ratings.

### Do FCBL or Pathway Bank have ads?

Neither FCBL nor Pathway Bank shows ads.

### Which is updated more often, FCBL or Pathway Bank?

FCBL ships an update monthly, and Pathway Bank monthly. Most recently, FCBL was updated on October 13, 2026 and Pathway Bank on October 5, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*