# FCBL vs AmeriFirst Bank

FCBL and AmeriFirst Bank both sit at 4.9 stars, but that hides the real split: 67% of AmeriFirst Bank's written reviews are positive against 25% of FCBL's. FCBL's advantage is monetization model (ad-supported vs free with in-app purchases). On price, rating, ratings volume and update cadence there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.9 for FCBL against 4.9 for AmeriFirst Bank. Both are backed by a comparable volume of ratings — 612 and 391 respectively. Written reviews are what separate them: 25% of FCBL's written reviews are positive against 67% of AmeriFirst Bank's.

Both ship on a similar rhythm, roughly monthly. Both last shipped on October 25, 2026.

## The numbers

| Metric | FCBL | AmeriFirst Bank |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.9 (612 ratings)](https://appshunter.io/ios/app/fcbl/id1671024406/reviews) | **[4.9 (391 ratings)](https://appshunter.io/ios/app/amerifirst-bank/id6448703970/reviews)** |
| Number of ratings | **612** | 391 |
| Positive reviews | 25.0% of reviews | **66.7% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Monthly | Monthly |
| Monetization | **Ad-supported** | Free with in-app purchases |
| Size | 199 MB | 196 MB |
| Requires iOS | 18.4 | 18.4 |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 12+ | 12+ |
| Developer | [First Citizens Bank (AL)](https://appshunter.io/developer/566037104) | [AmeriFirst Bank](https://appshunter.io/developer/973513405) |

## What reviewers say

### FCBL

[App page](https://appshunter.io/ios/app/fcbl/id1671024406)

Manage your finances with tools to organize transactions, set alerts, and make payments. Securely deposit checks, transfer funds, and reorder debit cards. Access statements and find nearby branches or ATMs.

**Highlights:** Organize transactions with tags, notes, and photos, Set balance alerts, Make payments and transfer money, Deposit checks via photo, Manage debit cards, View monthly statements, Find branches and ATMs

**Features:** Apple Wallet

**In-app purchases:** none


### AmeriFirst Bank

[App page](https://appshunter.io/ios/app/amerifirst-bank/id6448703970)

Manage your finances with ease. Set up balance alerts, make payments, transfer funds, and deposit checks instantly. Secure your account with passcode or biometrics.

**Highlights:** Balance alerts, Make payments, Transfer money, Mobile check deposit, Debit card management, View statements, Find branches/ATMs, Secure login

**Features:** Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is FCBL free?

FCBL is free to download, with no in-app purchases.

### Is AmeriFirst Bank free?

AmeriFirst Bank is free to download, with no in-app purchases.

### Which has better reviews, FCBL or AmeriFirst Bank?

AmeriFirst Bank is rated higher. FCBL averages 4.9 out of 5 from 612 ratings, while AmeriFirst Bank averages 4.9 from 391 ratings.

### Do FCBL or AmeriFirst Bank have ads?

Neither FCBL nor AmeriFirst Bank shows ads.

### Which is updated more often, FCBL or AmeriFirst Bank?

FCBL ships an update monthly, and AmeriFirst Bank monthly. Most recently, FCBL was updated on October 25, 2026 and AmeriFirst Bank on October 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*