# TellerOne® vs FLEX

The clearest difference is rating: FLEX at 4.7 against TellerOne®'s 3.7. FLEX also leads on review sentiment (100% vs 83%). On price, ratings volume, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

FLEX holds the better App Store score, 4.7 against 3.7. Both are backed by a comparable volume of ratings — 10 and 11 respectively. Written reviews point the same way: 83% of TellerOne®'s written reviews are positive against 100% of FLEX's.

Both ship on a similar rhythm, roughly every 2 weeks. The most recent releases landed on July 8, 2026 and September 11, 2026 respectively.

## The numbers

| Metric | TellerOne® | FLEX |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.7 (10 ratings)](https://appshunter.io/ios/app/tellerone/id1671370158/reviews) | **[4.7 (11 ratings)](https://appshunter.io/ios/app/flex-instant-payments/id6740035091/reviews)** |
| Number of ratings | 10 | **11** |
| Positive reviews | 83.3% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 weeks | Every 2 weeks |
| Monetization | Free | Free |
| Size | 96 MB | 151 MB |
| Requires iOS | **15.5** | 15.6 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 17+ | 4+ |
| Developer | [TellerOne, Inc.](https://appshunter.io/developer/1671370160) | [Koinage LLC](https://appshunter.io/developer/1558567429) |

## What reviewers say

### TellerOne®

[App page](https://appshunter.io/ios/app/tellerone/id1671370158)

Easily send, receive, and convert money internationally. This app facilitates instant transfers, offers competitive exchange rates, and provides physical and virtual cards for online purchases. It ensures secure transactions with 24/7 customer support.

**Highlights:** International money transfers, Currency conversion, Physical and virtual cards, Competitive exchange rates, Multi-currency accounts, 24/7 customer support, Advanced encryption security

**In-app purchases:** none


### FLEX

[App page](https://appshunter.io/ios/app/flex-instant-payments/id6740035091)

Send and receive money instantly in Nigeria using a unique PayTag. Easily pay merchants via QR codes or directly in the app, and request funds with notes for clear tracking. Upgrade your tier for higher limits and enhanced features.

**Highlights:** Instant money sending and receiving, Pay with PayTag, Merchant QR code payments, Request money with notes, Tiered verification for higher limits, Real-time transaction tracking, In-app support

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is TellerOne® free?

TellerOne® is free to download, with no in-app purchases.

### Is FLEX free?

FLEX is free to download, with no in-app purchases.

### Which has better reviews, TellerOne® or FLEX?

FLEX is rated higher. TellerOne® averages 3.7 out of 5 from 10 ratings, while FLEX averages 4.7 from 11 ratings.

### Do TellerOne® or FLEX have ads?

Neither TellerOne® nor FLEX shows ads.

### Which is updated more often, TellerOne® or FLEX?

TellerOne® ships an update every 2 weeks, and FLEX every 2 weeks. Most recently, TellerOne® was updated on July 8, 2026 and FLEX on September 11, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*