# Payscribe vs XRateAverage

The clearest difference is price: Payscribe at Free against XRateAverage's $4.99. Payscribe also leads on in-app purchases (none vs 3) and ads (none vs shown). XRateAverage's advantage is update cadence (every 2 days vs every 3 weeks). On device support and iOS requirement there is nothing between them.

Payscribe is free to download; XRateAverage costs $4.99 up front. XRateAverage sells 3 in-app purchases, starting at $3.99 per month. Payscribe asks for nothing beyond the download.

Payscribe ships an update every 3 weeks, XRateAverage every 2 days. The most recent releases landed on November 3, 2026 and November 4, 2026 respectively.

## The numbers

| Metric | Payscribe | XRateAverage |
| --- | --- | --- |
| Price | **Free** | $4.99 |
| Rating | **[4.9 (8 ratings)](https://appshunter.io/ios/app/payscribe-save-spend-earn/id1671409069/reviews)** | — |
| Number of ratings | **8** | — |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | **No** | Yes |
| Update frequency | Every 3 weeks | **Every 2 days** |
| Monetization | Free | — |
| Size | 41 MB | 31 MB |
| Requires iOS | **15.1** | 16.4 |
| Devices | iPhone, iPod | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Pscribe Digital Services Ltd](https://appshunter.io/developer/1671409071) | [Levent Toker](https://appshunter.io/developer/1747288804) |

## What reviewers say

### Payscribe

[App page](https://appshunter.io/ios/app/payscribe-save-spend-earn/id1671409069)

Manage your finances with virtual dollar cards for global shopping, dollar savings to beat inflation, and seamless cross-border payments. Enjoy cheap data, cashbacks, and effortless transactions for daily essentials.

**Highlights:** Virtual dollar cards for global shopping, Dollar savings to beat inflation, Cross-border payments to 100+ countries, Cheap data and airtime discounts, Airtime to cash conversion, Pay daily essentials and bills, Dedicated account number for receiving funds

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### XRateAverage

[App page](https://appshunter.io/ios/app/xrateaverage/id6502905400)

**Features:** macOS Compatibility

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly Premium | $3.99 | per month |
| Yearly Premium | $29.99 | per year |
| Lifetime Premium | $129.99 | one-time |


## Frequently asked questions

### Is Payscribe free?

Payscribe is free to download, with no in-app purchases.

### Is XRateAverage free?

XRateAverage costs $4.99, and also offers in-app purchases.

### Do Payscribe or XRateAverage have ads?

XRateAverage shows ads; Payscribe does not.

### Which is updated more often, Payscribe or XRateAverage?

Payscribe ships an update every 3 weeks, and XRateAverage every 2 days. Most recently, Payscribe was updated on November 3, 2026 and XRateAverage on November 4, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*