# Budget With Chippy vs Ezenvelopes

The clearest difference is rating: Budget With Chippy at 5.0 against Ezenvelopes's 4.5. Budget With Chippy also leads on ratings volume (6 vs 2) and iOS requirement (12.0 vs 16.6). Ezenvelopes's advantage is in-app purchases (none vs 3). On price, review sentiment, update cadence and ads there is nothing between them.

Both are free to download. Budget With Chippy sells 3 in-app purchases, starting at $3.99 per month. Ezenvelopes asks for nothing beyond the download.

Budget With Chippy holds the better App Store score, 5.0 against 4.5. Both are backed by a comparable volume of ratings — 6 and 2 respectively. Written reviews split almost evenly too, at 100% and 100% positive.

Budget With Chippy ships an update monthly, Ezenvelopes every 3 weeks. The most recent releases landed on June 1, 2026 and September 10, 2026 respectively.

## The numbers

| Metric | Budget With Chippy | Ezenvelopes |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (6 ratings)](https://appshunter.io/ios/app/budget-with-chippy/id1671697891/reviews)** | [4.5 (2 ratings)](https://appshunter.io/ios/app/ezenvelopes/id6464551280/reviews) |
| Number of ratings | **6** | 2 |
| Positive reviews | 100.0% of reviews | 100.0% of reviews |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | Monthly | **Every 3 weeks** |
| Monetization | Freemium | **Free** |
| Size | 31 MB | 2 MB |
| Requires iOS | **12.0** | 16.6 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Brent Koivisto](https://appshunter.io/developer/1671697893) | [Dima Lukianenko](https://appshunter.io/developer/1663422774) |

## What reviewers say

### Budget With Chippy

[App page](https://appshunter.io/ios/app/budget-with-chippy/id1671697891)

This app offers a simplified cash-based budgeting system. It helps users organize discretionary income into 'stashes' for various financial goals like savings or debt repayment, with weekly insights and automated transfers.

**Highlights:** Stash-based budgeting, Hassle-free setup, Smart spending guidance, Weekly balance insights, Automated weekly transfers, No tedious expense tracking

**Features:** macOS Compatibility, Family Sharing

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly | $3.99 | per month |
| Yearly | $9.99 | per year |
| Lifetime | $99.99 | one-time |


### Ezenvelopes

[App page](https://appshunter.io/ios/app/ezenvelopes/id6464551280)

This app helps you master your finances using the envelope budgeting method. Visually manage your budget with color-coded envelopes, track spending in real-time with AI-powered categorization, and gain insights into your financial habits. Automate budget resets and roll over unused funds for effortless financial control.

**Highlights:** Visual budget management with color-coded envelopes, Real-time spending tracking with AI categorization, Automated envelope resets and fund rollovers, Spending trend insights and refill suggestions, Data export and import for full control, Privacy-first design

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Budget With Chippy free?

Budget With Chippy is free to download, with in-app purchases available.

### Is Ezenvelopes free?

Ezenvelopes is free to download, with no in-app purchases.

### Which has better reviews, Budget With Chippy or Ezenvelopes?

Budget With Chippy is rated higher. Budget With Chippy averages 5.0 out of 5 from 6 ratings, while Ezenvelopes averages 4.5 from 2 ratings.

### Do Budget With Chippy or Ezenvelopes have ads?

Neither Budget With Chippy nor Ezenvelopes shows ads.

### Which is updated more often, Budget With Chippy or Ezenvelopes?

Budget With Chippy ships an update monthly, and Ezenvelopes every 3 weeks. Most recently, Budget With Chippy was updated on June 1, 2026 and Ezenvelopes on September 10, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*