# KrillPay vs 78 MFB

The clearest difference is review sentiment: KrillPay at 100% against 78 MFB's 53%. KrillPay also leads on rating (4.8 vs 3.8) and iOS requirement (12.1 vs 15.6). 78 MFB's advantage is ratings volume (38 vs 5). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

KrillPay holds the better App Store score, 4.8 against 3.8. That said, the two scores are not equally well evidenced: 78 MFB has 38 ratings behind it against 5, so its average is the more settled of the two. Written reviews point the same way: 100% of KrillPay's written reviews are positive against 53% of 78 MFB's.

KrillPay ships an update weekly, 78 MFB every 9 days. The most recent releases landed on October 3, 2026 and October 18, 2026 respectively.

## The numbers

| Metric | KrillPay | 78 MFB |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (5 ratings)](https://appshunter.io/ios/app/krillpay/id1671897398/reviews)** | [3.8 (38 ratings)](https://appshunter.io/ios/app/78-mfb/id6470311222/reviews) |
| Number of ratings | 5 | **38** |
| Positive reviews | **100.0% of reviews** | 52.9% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Weekly** | Every 9 days |
| Monetization | Free | Free |
| Size | 53 MB | 124 MB |
| Requires iOS | **12.1** | 15.6 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 17+ | 12+ |
| Developer | [Krillpay](https://appshunter.io/developer/1671897400) | [BLAAIZ INNOVATIONS TECHNOLOGY LTD](https://appshunter.io/developer/1713385154) |

## What reviewers say

### KrillPay

[App page](https://appshunter.io/ios/app/krillpay/id1671897398)

This app provides a digital wallet and financial services for migrants and the unbanked. It allows users to open an FDIC-insured account with just a valid ID, receive payments, send money internationally, and make purchases using a debit card.

**Highlights:** Open digital account with valid ID, Receive direct deposits, Send money internationally, Scan to pay at merchants, Use branded debit card, Borderless money transfers

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### 78 MFB

[App page](https://appshunter.io/ios/app/78-mfb/id6470311222)

Manage your finances with a global banking app. Open savings and current accounts, make swift money transfers, and pay bills effortlessly. Schedule payments in advance and handle bulk transactions with ease.

**Highlights:** Savings and Current Accounts, Swift Money Transfers, Effortless Bills Payment, Scheduled Payments, Bulk Payments

**Features:** Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is KrillPay free?

KrillPay is free to download, with no in-app purchases.

### Is 78 MFB free?

78 MFB is free to download, with no in-app purchases.

### Which has better reviews, KrillPay or 78 MFB?

KrillPay is rated higher. KrillPay averages 4.8 out of 5 from 5 ratings, while 78 MFB averages 3.8 from 38 ratings.

### Do KrillPay or 78 MFB have ads?

Neither KrillPay nor 78 MFB shows ads.

### Which is updated more often, KrillPay or 78 MFB?

KrillPay ships an update weekly, and 78 MFB every 9 days. Most recently, KrillPay was updated on October 3, 2026 and 78 MFB on October 18, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*