# KrillPay vs Gap Finance

The clearest difference is rating: KrillPay at 4.4 against Gap Finance's 3.7. KrillPay also leads on update cadence (weekly vs every 6 months). On price, review sentiment, ratings volume and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

KrillPay holds the better App Store score, 4.4 against 3.7. Both are backed by a comparable volume of ratings — 8 and 3 respectively. Written reviews split almost evenly too, at 100% and 100% positive.

KrillPay ships an update weekly, Gap Finance every 6 months. The most recent releases landed on November 3, 2026 and November 4, 2026 respectively.

## The numbers

| Metric | KrillPay | Gap Finance |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.4 (8 ratings)](https://appshunter.io/ios/app/krillpay/id1671897398/reviews)** | [3.7 (3 ratings)](https://appshunter.io/ios/app/gap-finance/id6477748184/reviews) |
| Number of ratings | **8** | 3 |
| Positive reviews | 100.0% of reviews | 100.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Weekly** | Every 6 months |
| Monetization | Free | Free |
| Size | 53 MB | 50 MB |
| Requires iOS | 12.1 | 12.1 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 17+ | 17+ |
| Developer | [Krillpay](https://appshunter.io/developer/1671897400) | [GAP CREDIT LIMITED](https://appshunter.io/developer/1730242752) |

## What reviewers say

### KrillPay

[App page](https://appshunter.io/ios/app/krillpay/id1671897398)

This app provides a digital wallet and financial services for migrants and the unbanked. It allows users to open an FDIC-insured account with just a valid ID, receive payments, send money internationally, and make purchases using a debit card.

**Highlights:** Open digital account with valid ID, Receive direct deposits, Send money internationally, Scan to pay at merchants, Use branded debit card, Borderless money transfers

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Gap Finance

[App page](https://appshunter.io/ios/app/gap-finance/id6477748184)

This financial institution offers digital banking services, investment opportunities, and financial education resources. It aims to promote inclusivity and leverage technology to bridge financial gaps across Africa.

**Highlights:** Seamless digital banking, Account management, Fund transfers, Investment opportunities, Financial education resources, Financial literacy tools, Community impact initiatives

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is KrillPay free?

KrillPay is free to download, with no in-app purchases.

### Is Gap Finance free?

Gap Finance is free to download, with no in-app purchases.

### Which has better reviews, KrillPay or Gap Finance?

KrillPay is rated higher. KrillPay averages 4.4 out of 5 from 8 ratings, while Gap Finance averages 3.7 from 3 ratings.

### Do KrillPay or Gap Finance have ads?

Neither KrillPay nor Gap Finance shows ads.

### Which is updated more often, KrillPay or Gap Finance?

KrillPay ships an update weekly, and Gap Finance every 6 months. Most recently, KrillPay was updated on November 3, 2026 and Gap Finance on November 4, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*