# Prend vs Smartmex

The clearest difference is in-app purchases: Smartmex at none against Prend's 9. Smartmex also leads on ads (none vs shown) and iOS requirement (12.0 vs 26.0). On price, update cadence and device support there is nothing between them.

Both are free to download. Prend sells 8 in-app purchases, starting at $3.99 per month. Smartmex asks for nothing beyond the download.

Prend ships an update every 6 weeks, Smartmex every 2 months. The most recent releases landed on November 3, 2026 and September 28, 2026 respectively.

## The numbers

| Metric | Prend | Smartmex |
| --- | --- | --- |
| Price | Free | Free |
| Positive reviews | 0.0% of reviews | — |
| In-app purchases | Yes | **No** |
| Ads | Yes | **No** |
| Update frequency | **Every 6 weeks** | Every 2 months |
| Monetization | Free with in-app purchases | — |
| Size | 33 MB | 17 MB |
| Requires iOS | 26.0 | **12.0** |
| Devices | iPhone, iPad | iPhone, iPod |
| Age rating | +4 | 4+ |
| Developer | [Jacob Aguilar](https://appshunter.io/developer/1669324826) | [Samuel Becerril](https://appshunter.io/developer/1636797981) |

## What reviewers say

### Prend

[App page](https://appshunter.io/ios/app/prend-loans-and-split-bills/id1672119135)

Easily track money lent to friends and split shared expenses without awkward conversations. The app helps manage loans, group bills, and payments, sending automatic reminders to ensure everyone settles up on time.

**Highlights:** Track loans and debts between friends, Split bills for groups and shared expenses, Log loans with amount, date, and due date, Manage one-time or installment payments, Automatic reminders for due dates, Group expenses for roommates, trips, and nights out, User reputation based on timely payments

**Features:** iPhone Duo support

**In-app purchases (8)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Premium Monthly | $3.99 | per month |
| Premium Yearly | $29.99 | per year |
| Basic | $0.99 | one-time |
| Standard | $1.99 | one-time |
| Advanced | $2.99 | one-time |
| Remove ads | $4.99 | one-time |
| Unlock the Full App Experience | $9.99 | one-time |
| Premium Lifetime | $49.99 | one-time |


### Smartmex

[App page](https://appshunter.io/ios/app/smartmex/id6443960186)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Prend free?

Prend is free to download, with in-app purchases available.

### Is Smartmex free?

Smartmex is free to download, with no in-app purchases.

### Do Prend or Smartmex have ads?

Prend shows ads; Smartmex does not.

### Which is updated more often, Prend or Smartmex?

Prend ships an update every 6 weeks, and Smartmex every 2 months. Most recently, Prend was updated on November 3, 2026 and Smartmex on September 28, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*