# Budget App | Expense Tracker vs Quartzo

The clearest difference is review sentiment: Budget App | Expense Tracker at 100% against Quartzo's 62%. Budget App | Expense Tracker also leads on rating (4.7 vs 4.3) and ratings volume (12 vs 4). Quartzo's advantage is ads (none vs shown). On price, update cadence, in-app purchases and monetization model there is nothing between them.

Both are free to download. Budget App | Expense Tracker sells 7 in-app purchases, starting at $0.99 per month and Quartzo sells 3 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.

Budget App | Expense Tracker holds the better App Store score, 4.7 against 4.3. Both are backed by a comparable volume of ratings — 12 and 4 respectively. Written reviews point the same way: 100% of Budget App | Expense Tracker's written reviews are positive against 62% of Quartzo's.

Budget App | Expense Tracker ships an update fortnightly, Quartzo weekly. The most recent releases landed on September 21, 2026 and September 24, 2026 respectively.

## The numbers

| Metric | Budget App | Expense Tracker | Quartzo |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.7 (12 ratings)](https://appshunter.io/ios/app/budget-app-expense-tracker/id1672868778/reviews)** | [4.3 (4 ratings)](https://appshunter.io/ios/app/quartzo-spending-tracker/id6446209514/reviews) |
| Number of ratings | **12** | 4 |
| Positive reviews | **100.0% of reviews** | 61.9% of reviews |
| In-app purchases | Yes | Yes |
| Ads | Yes | **No** |
| Update frequency | Fortnightly | **Weekly** |
| Monetization | Free with in-app purchases | Freemium |
| Size | 31 MB | 24 MB |
| Requires iOS | **16.0** | 18 |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | +4 | +17 |
| Developer | [KAPTAZ SpA](https://appshunter.io/developer/1643604821) | [Rafael Ramos](https://appshunter.io/developer/1654347075) |

## What reviewers say

### Budget App | Expense Tracker

[App page](https://appshunter.io/ios/app/budget-app-expense-tracker/id1672868778)

Manage your finances with ease. Track expenses, income, budgets, and payments. Get reminders for bills and subscriptions, and analyze your spending habits with advanced statistics. Supports multiple currencies and iCloud sync.

**Highlights:** Expense and income tracking, Customizable budgets, Payment and subscription reminders, Advanced spending statistics, Multi-currency support, iCloud synchronization, CSV export

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (7)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Basic monthly | $0.99 | per month |
| Premium monthly | $2.99 | per month |
| Premium weekly | $4.99 | per 7 days |
| Premium yearly | $5.99 | per year |
| Premium monthly | $6.99 | per month |
| Premium yearly | $34.99 | per year |
| Exclusive annual access | $99.99 | per year |


### Quartzo

[App page](https://appshunter.io/ios/app/quartzo-spending-tracker/id6446209514)

Manage your finances with this intuitive app. Track expenses, organize accounts, and set up recurring payments. Customizable notifications and iCloud backup ensure you stay in control of your money.

**Highlights:** Multiple wallets for account organization, Expense categorization, Automated recurring transaction recording, Customizable expense notifications, iCloud backup for data security, Home screen widgets for quick viewing and addition, Apple Pay transaction recognition integration

**Features:** Family Sharing

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Quartzo Pro: Monthly | $1.99 | per month |
| Quartzo Pro: Annually | $14.99 | per year |
| Quartzo Pro: Lifetime | $19.99 | one-time |


## Frequently asked questions

### Is Budget App | Expense Tracker free?

Budget App | Expense Tracker is free to download, with in-app purchases available.

### Is Quartzo free?

Quartzo is free to download, with in-app purchases available.

### Which has better reviews, Budget App | Expense Tracker or Quartzo?

Budget App | Expense Tracker is rated higher. Budget App | Expense Tracker averages 4.7 out of 5 from 12 ratings, while Quartzo averages 4.3 from 4 ratings.

### Do Budget App | Expense Tracker or Quartzo have ads?

Budget App | Expense Tracker shows ads; Quartzo does not.

### Which is updated more often, Budget App | Expense Tracker or Quartzo?

Budget App | Expense Tracker ships an update fortnightly, and Quartzo weekly. Most recently, Budget App | Expense Tracker was updated on September 21, 2026 and Quartzo on September 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*