# Paycheck Buddy vs Points Vault

The clearest difference is price: Points Vault at Free against Paycheck Buddy's $1.99. Paycheck Buddy's advantage is update cadence (every 10 days vs every 3 weeks). On ads, in-app purchases, device support and iOS requirement there is nothing between them.

Points Vault is free to download; Paycheck Buddy costs $1.99 up front. Neither carries in-app purchases, so what you see is what you pay.

Paycheck Buddy ships an update every 10 days, Points Vault every 3 weeks. The most recent releases landed on October 19, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | Paycheck Buddy | Points Vault |
| --- | --- | --- |
| Price | $1.99 | **Free** |
| Rating | **[4.5 (13 ratings)](https://appshunter.io/ios/app/paycheck-buddy/id1673179061/reviews)** | — |
| Number of ratings | **13** | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 10 days** | Every 3 weeks |
| Monetization | Paid | — |
| Size | 11 MB | 5 MB |
| Requires iOS | 16.0 | 16.0 |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Money Calendar App LLC](https://appshunter.io/developer/1673179063) | [IOAN MIHAI COSMA](https://appshunter.io/developer/1881069228) |

## What reviewers say

### Paycheck Buddy

[App page](https://appshunter.io/ios/app/paycheck-buddy/id1673179061)

Estimate your net income by calculating your paycheck after taxes. Adjust your hours to see how your earnings change. Currently supports a limited number of states with more planned for future updates.

**Highlights:** Paycheck calculation, Income estimation, Tax deduction calculation, Hours adjustment, State-specific calculations

**In-app purchases:** none


### Points Vault

[App page](https://appshunter.io/ios/app/points-vault-rewards-tracker/id6759834847)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Paycheck Buddy free?

Paycheck Buddy costs $1.99, with no in-app purchases.

### Is Points Vault free?

Points Vault is free to download, with no in-app purchases.

### Do Paycheck Buddy or Points Vault have ads?

Neither Paycheck Buddy nor Points Vault shows ads.

### Which is updated more often, Paycheck Buddy or Points Vault?

Paycheck Buddy ships an update every 10 days, and Points Vault every 3 weeks. Most recently, Paycheck Buddy was updated on October 19, 2026 and Points Vault on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*