# Stack vs Debt Tracker Master

The clearest difference is review sentiment: Stack at 100% against Debt Tracker Master's 0%. Stack also leads on rating (4.3 vs 3.7) and ads (none vs shown). Debt Tracker Master's advantage is update cadence (every 3 days vs every 6 weeks). On price, ratings volume, in-app purchases and iOS requirement there is nothing between them.

Both are free to download. Stack sells 1 one-off in-app purchase and Debt Tracker Master sells 4 in-app purchases, starting at $3.99 per month. Whichever you choose, the download price is not the number that matters.

Stack holds the better App Store score, 4.3 against 3.7. Both are backed by a comparable volume of ratings — 6 and 3 respectively. Written reviews point the same way: 100% of Stack's written reviews are positive against 0% of Debt Tracker Master's.

Stack ships an update every 6 weeks, Debt Tracker Master every 3 days. The most recent releases landed on September 30, 2026 and September 23, 2026 respectively.

## The numbers

| Metric | Stack | Debt Tracker Master |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.3 (6 ratings)](https://appshunter.io/ios/app/stack-simple-debt-manager/id1673751951/reviews)** | [3.7 (3 ratings)](https://appshunter.io/ios/app/debt-tracker-master/id6473278027/reviews) |
| Number of ratings | **6** | 3 |
| Positive reviews | **100.0% of reviews** | 0.0% of reviews |
| In-app purchases | Yes | Yes |
| Ads | **No** | Yes |
| Update frequency | Every 6 weeks | **Every 3 days** |
| Monetization | **Free** | Free with in-app purchases |
| Size | 30 MB | 50 MB |
| Requires iOS | **16.0** | 16.6 |
| Devices | **iPhone, iPad, Mac, Apple Watch** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Leon Boettger](https://appshunter.io/developer/1537384790) | [娜 杨](https://appshunter.io/developer/1700983284) |

## What reviewers say

### Stack

[App page](https://appshunter.io/ios/app/stack-simple-debt-manager/id1673751951)

Easily track and manage personal finances by categorizing credit and debt across multiple devices. Create separate spaces for different financial situations, share summaries, and use the built-in calculator for complex calculations.

**Highlights:** Categorize credit and debt, Create multiple financial spaces, Share debt summaries, Integrated value calculator, Split expenses easily, App lock with Face ID/Touch ID, Apple Watch app for on-the-go management

**Features:** Family Sharing, Apple Watch app, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Stack+ | $0.99 | one-time |


### Debt Tracker Master

[App page](https://appshunter.io/ios/app/debt-tracker-master/id6473278027)

This app helps you manage personal debts by recording balances, due dates, and repayment progress. It offers a dashboard for an overview, payment planning tools, and customizable reminders to avoid missed payments. Additionally, it provides learning resources on personal finance and debt management.

**Highlights:** Debt recording and organization, Repayment progress tracking, Payment planning outlook, Customizable payment reminders, Personal finance learning resources, Debt reduction reports

**Features:** macOS Compatibility, Family Sharing, Vision Pro support

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| DebtTracker Pro Monthly | $3.99 | per month |
| DebtTracker Pro Yearly | $17.99 | per year |
| Remove Ads | $3.99 | one-time |
| DebtTracker Pro Lifetime | $39.99 | one-time |


## Frequently asked questions

### Is Stack free?

Stack is free to download, with in-app purchases available.

### Is Debt Tracker Master free?

Debt Tracker Master is free to download, with in-app purchases available.

### Which has better reviews, Stack or Debt Tracker Master?

Stack is rated higher. Stack averages 4.3 out of 5 from 6 ratings, while Debt Tracker Master averages 3.7 from 3 ratings.

### Do Stack or Debt Tracker Master have ads?

Debt Tracker Master shows ads; Stack does not.

### Which is updated more often, Stack or Debt Tracker Master?

Stack ships an update every 6 weeks, and Debt Tracker Master every 3 days. Most recently, Stack was updated on September 30, 2026 and Debt Tracker Master on September 23, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*