# Stack vs Simple Checkbook.

The clearest difference is review sentiment: Stack at 100% against Simple Checkbook.'s 50%. Stack also leads on price (Free vs $3.99) and rating (4.3 vs 3.7). Simple Checkbook.'s advantage is in-app purchases (none vs 1) and update cadence (every 2 weeks vs every 6 weeks). On ratings volume and ads there is nothing between them.

Stack is free to download; Simple Checkbook. costs $3.99 up front. Stack sells 1 one-off in-app purchase. Simple Checkbook. asks for nothing beyond the download.

Stack holds the better App Store score, 4.3 against 3.7. Both are backed by a comparable volume of ratings — 6 and 3 respectively. Written reviews point the same way: 100% of Stack's written reviews are positive against 50% of Simple Checkbook.'s.

Stack ships an update every 6 weeks, Simple Checkbook. every 2 weeks. The most recent releases landed on September 11, 2026 and September 24, 2026 respectively.

## The numbers

| Metric | Stack | Simple Checkbook. |
| --- | --- | --- |
| Price | **Free** | $3.99 |
| Rating | **[4.3 (6 ratings)](https://appshunter.io/ios/app/stack-simple-debt-manager/id1673751951/reviews)** | [3.7 (3 ratings)](https://appshunter.io/ios/app/simple-checkbook/id6742727558/reviews) |
| Number of ratings | **6** | 3 |
| Positive reviews | **100.0% of reviews** | 50.0% of reviews |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | Every 6 weeks | **Every 2 weeks** |
| Monetization | **Free** | Paid |
| Best chart rank | — | **#134** |
| Size | 30 MB | 3 MB |
| Requires iOS | **16.0** | 18.0 |
| Devices | **iPhone, iPad, Mac, Apple Watch** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Leon Boettger](https://appshunter.io/developer/1537384790) | [Matthew Hiles](https://appshunter.io/developer/1006499180) |

## What reviewers say

### Stack

[App page](https://appshunter.io/ios/app/stack-simple-debt-manager/id1673751951)

Easily track and manage personal finances by categorizing credit and debt across multiple devices. Create separate spaces for different financial situations, share summaries, and use the built-in calculator for complex calculations.

**Highlights:** Categorize credit and debt, Create multiple financial spaces, Share debt summaries, Integrated value calculator, Split expenses easily, App lock with Face ID/Touch ID, Apple Watch app for on-the-go management

**Features:** Family Sharing, Apple Watch app, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Stack+ | $0.99 | one-time |


### Simple Checkbook.

[App page](https://appshunter.io/ios/app/simple-checkbook/id6742727558)

**Currently charting:** #134 Top Paid · Finance (US App Store)

Manage your personal finances with this straightforward checkbook application. Track multiple accounts, log detailed transactions, and visualize your spending habits with insightful charts. Sync your data seamlessly across devices via iCloud.

**Highlights:** Multiple account management, Detailed transaction logging, Transaction clearing status, Balance tracking, Transaction filtering, Expense/income charts, iCloud sync

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Stack free?

Stack is free to download, with in-app purchases available.

### Is Simple Checkbook. free?

Simple Checkbook. costs $3.99, with no in-app purchases.

### Which has better reviews, Stack or Simple Checkbook.?

Stack is rated higher. Stack averages 4.3 out of 5 from 6 ratings, while Simple Checkbook. averages 3.7 from 3 ratings.

### Do Stack or Simple Checkbook. have ads?

Neither Stack nor Simple Checkbook. shows ads.

### Which is updated more often, Stack or Simple Checkbook.?

Stack ships an update every 6 weeks, and Simple Checkbook. every 2 weeks. Most recently, Stack was updated on September 11, 2026 and Simple Checkbook. on September 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*