# Stack vs Debt Buddy

The clearest difference is rating: Stack at 4.3 against Debt Buddy's 3.3. Stack also leads on ads (none vs shown) and device support (4 vs 2). Debt Buddy's advantage is in-app purchases (none vs 1) and iOS requirement (12.0 vs 16.0). On price, review sentiment and ratings volume there is nothing between them.

Both are free to download. Stack sells 1 one-off in-app purchase. Debt Buddy asks for nothing beyond the download.

Stack holds the better App Store score, 4.3 against 3.3. Both are backed by a comparable volume of ratings — 6 and 3 respectively. Written reviews split almost evenly too, at 100% and 100% positive.

## The numbers

| Metric | Stack | Debt Buddy |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.3 (6 ratings)](https://appshunter.io/ios/app/stack-simple-debt-manager/id1673751951/reviews)** | [3.3 (3 ratings)](https://appshunter.io/ios/app/debt-buddy-money-tracker/id6743215073/reviews) |
| Number of ratings | **6** | 3 |
| Positive reviews | 100.0% of reviews | 100.0% of reviews |
| In-app purchases | Yes | **No** |
| Ads | **No** | Yes |
| Update frequency | Every 6 weeks | — |
| Monetization | **Free** | Ad-supported |
| Size | 30 MB | 33 MB |
| Requires iOS | 16.0 | **12.0** |
| Devices | **iPhone, iPad, Mac, Apple Watch** | iPhone, iPod |
| Age rating | 4+ | +4 |
| Developer | [Leon Boettger](https://appshunter.io/developer/1537384790) | [舰 何](https://appshunter.io/developer/1684644424) |

## What reviewers say

### Stack

[App page](https://appshunter.io/ios/app/stack-simple-debt-manager/id1673751951)

Easily track and manage personal finances by categorizing credit and debt across multiple devices. Create separate spaces for different financial situations, share summaries, and use the built-in calculator for complex calculations.

**Highlights:** Categorize credit and debt, Create multiple financial spaces, Share debt summaries, Integrated value calculator, Split expenses easily, App lock with Face ID/Touch ID, Apple Watch app for on-the-go management

**Features:** Family Sharing, Apple Watch app, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Stack+ | $0.99 | one-time |


### Debt Buddy

[App page](https://appshunter.io/ios/app/debt-buddy-money-tracker/id6743215073)

This app helps you track and manage personal debts and loans. It offers features like payment reminders, interest calculation, and a simple interface to monitor repayment progress.

**Highlights:** Easy debt tracking, Payment reminders, Interest calculation, Intuitive design, Local data storage

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Stack free?

Stack is free to download, with in-app purchases available.

### Is Debt Buddy free?

Debt Buddy is free to download, with no in-app purchases.

### Which has better reviews, Stack or Debt Buddy?

Stack is rated higher. Stack averages 4.3 out of 5 from 6 ratings, while Debt Buddy averages 3.3 from 3 ratings.

### Do Stack or Debt Buddy have ads?

Debt Buddy shows ads; Stack does not.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*