# Stack vs Flowt

The clearest difference is monetization model: Stack at free against Flowt's freemium. Stack also leads on device support (4 vs 2). Flowt's advantage is update cadence (every 8 days vs every 6 weeks). On price, review sentiment, ads and in-app purchases there is nothing between them.

Both are free to download. Stack sells 1 one-off in-app purchase and Flowt sells 3 in-app purchases, starting at $9.99 per month. Whichever you choose, the download price is not the number that matters.

Stack ships an update every 6 weeks, Flowt every 8 days. The most recent releases landed on November 3, 2026 and October 31, 2026 respectively.

## The numbers

| Metric | Stack | Flowt |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.3 (6 ratings)](https://appshunter.io/ios/app/stack-simple-debt-manager/id1673751951/reviews)** | — |
| Number of ratings | **6** | — |
| Positive reviews | 100.0% of reviews | 100.0% of reviews |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Every 6 weeks | **Every 8 days** |
| Monetization | **Free** | Freemium |
| Size | 32 MB | 46 MB |
| Requires iOS | 16.0 | **15.1** |
| Devices | **iPhone, iPad, Mac, Apple Watch** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Leon Boettger](https://appshunter.io/developer/1537384790) | [Zhenghan Yong](https://appshunter.io/developer/1887549656) |

## What reviewers say

### Stack

[App page](https://appshunter.io/ios/app/stack-simple-debt-manager/id1673751951)

Easily track and manage personal finances by categorizing credit and debt across multiple devices. Create separate spaces for different financial situations, share summaries, and use the built-in calculator for complex calculations.

**Highlights:** Categorize credit and debt, Create multiple financial spaces, Share debt summaries, Integrated value calculator, Split expenses easily, App lock with Face ID/Touch ID, Apple Watch app for on-the-go management

**Features:** Family Sharing, Apple Watch app, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Stack+ | $0.99 | one-time |


### Flowt

[App page](https://appshunter.io/ios/app/flowt-shared-expense-app/id6761057049)

Easily track shared expenses and manage household budgets with friends, partners, or roommates. Automate expense splitting, scan receipts with AI, and visualize your spending habits to keep finances clear and avoid awkward money talks.

**Highlights:** Track shared and personal expenses, Split costs 50/50 or custom, AI-powered receipt scanning, Monthly spending charts by category, Budget limits with visual indicators, Create budget spaces for groups

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Flowt Pro Monthly | $9.99 | per month |
| Flowt Pro Yearly | $79.99 | per year |
| Flowt Pro Lifetime | $69.99 | one-time |


## Frequently asked questions

### Is Stack free?

Stack is free to download, with in-app purchases available.

### Is Flowt free?

Flowt is free to download, with in-app purchases available.

### Do Stack or Flowt have ads?

Neither Stack nor Flowt shows ads.

### Which is updated more often, Stack or Flowt?

Stack ships an update every 6 weeks, and Flowt every 8 days. Most recently, Stack was updated on November 3, 2026 and Flowt on October 31, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*