# Stack vs DelDebt

The clearest difference is update cadence: DelDebt at every 4 days against Stack's every 6 weeks. On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Stack sells 1 one-off in-app purchase and DelDebt sells 2 in-app purchases, starting at $0.89 per month. Whichever you choose, the download price is not the number that matters.

Stack ships an update every 6 weeks, DelDebt every 4 days. The most recent releases landed on October 15, 2026 and October 2, 2026 respectively.

## The numbers

| Metric | Stack | DelDebt |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.3 (6 ratings)](https://appshunter.io/ios/app/stack-simple-debt-manager/id1673751951/reviews)** | — |
| Number of ratings | **6** | — |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Every 6 weeks | **Every 4 days** |
| Monetization | Free | — |
| Size | 30 MB | 9 MB |
| Requires iOS | 16.0 | **15.0** |
| Devices | **iPhone, iPad, Mac, Apple Watch** | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Leon Boettger](https://appshunter.io/developer/1537384790) | [Andrei Kramarenko](https://appshunter.io/developer/6781310846) |

## What reviewers say

### Stack

[App page](https://appshunter.io/ios/app/stack-simple-debt-manager/id1673751951)

Easily track and manage personal finances by categorizing credit and debt across multiple devices. Create separate spaces for different financial situations, share summaries, and use the built-in calculator for complex calculations.

**Highlights:** Categorize credit and debt, Create multiple financial spaces, Share debt summaries, Integrated value calculator, Split expenses easily, App lock with Face ID/Touch ID, Apple Watch app for on-the-go management

**Features:** Family Sharing, Apple Watch app, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Stack+ | $0.99 | one-time |


### DelDebt

[App page](https://appshunter.io/ios/app/deldebt-debt-payoff-planner/id6808195611)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Plus (1 month) | $0.89 | per month |
| Plus (1 year) | $5.99 | per year |


## Frequently asked questions

### Is Stack free?

Stack is free to download, with in-app purchases available.

### Is DelDebt free?

DelDebt is free to download, with in-app purchases available.

### Do Stack or DelDebt have ads?

Neither Stack nor DelDebt shows ads.

### Which is updated more often, Stack or DelDebt?

Stack ships an update every 6 weeks, and DelDebt every 4 days. Most recently, Stack was updated on October 15, 2026 and DelDebt on October 2, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*