# PayPal vs Ria Money Transfer

PayPal and Ria Money Transfer both sit at 4.8 stars, but that hides the real split: 58% of Ria Money Transfer's written reviews are positive against 21% of PayPal's. Ria Money Transfer also leads on ads (none vs shown) and monetization model (free vs free with in-app purchases). PayPal's advantage is ratings volume (6.3M vs 302K) and chart position (#5 vs #124). On price, rating, update cadence and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.8 for PayPal against 4.8 for Ria Money Transfer. That said, the two scores are not equally well evidenced: PayPal has 6.3M ratings behind it against 302K, so its average is the more settled of the two. Written reviews are what separate them: 21% of PayPal's written reviews are positive against 58% of Ria Money Transfer's.

PayPal ships an update weekly, Ria Money Transfer every 8 days. Both last shipped on November 1, 2026.

## The numbers

| Metric | PayPal | Ria Money Transfer |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (6.3M ratings)](https://appshunter.io/ios/app/paypal-pay-send-save/id283646709/reviews) | **[4.8 (302K ratings)](https://appshunter.io/ios/app/ria-money-transfer/id1065921908/reviews)** |
| Number of ratings | **6.3M** | 302K |
| Positive reviews | 20.7% of reviews | **58.2% of reviews** |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | **Weekly** | Every 8 days |
| Monetization | Free with in-app purchases | **Free** |
| Best chart rank | **#5** | #124 |
| Size | 799 MB | 289 MB |
| Requires iOS | 17.4 | **15.0** |
| Devices | iPhone | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [PayPal, Inc.](https://appshunter.io/developer/283646712) | [Ria Envia Inc.](https://appshunter.io/developer/1065921907) |

## What reviewers say

### PayPal

[App page](https://appshunter.io/ios/app/paypal-pay-send-save/id283646709)

**Currently charting:** #5 Top Free · Finance, #71 Top Free (US App Store)

Manage your finances with a secure app for online and in-store shopping, sending money globally, and earning cash back. It also offers savings accounts, cryptocurrency trading, and package tracking.

**Highlights:** Send and receive money globally, Earn cash back offers, Request a debit card, Buy, sell, and hold cryptocurrency, High-yield savings accounts, Track packages

**Features:** Safari Extension, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Extremely effective and reliable crypto recovery service
- 🔒 Secure payment processing
- 💰 Convenient way to send and receive money
- 👍 Easy to use app with simple interface

**What reviewers complain about**

- 🐛 Inconsistent customer support responses
- 🕰️ Slow money transfer times
- 💳 Holds on funds for new accounts
- 🤖 Overly automated with lack of human interaction

**Reported bugs**

- Account limitations and freezes with unclear reasons
- Issues linking bank accounts and cards
- Problems with refunds and chargebacks

**Requested features**

- Faster money transfers
- More transparent policies and fees
- Improved dispute resolution process
- Better customer service accessibility


### Ria Money Transfer

[App page](https://appshunter.io/ios/app/ria-money-transfer/id1065921908)

**Currently charting:** #124 Top Free · Finance (US App Store)

Send money internationally with ease and security. This app allows you to transfer funds to over 190 countries, offering competitive exchange rates and multiple delivery options. Track your transfers and manage your transactions efficiently.

**Highlights:** International money transfers to 190+ countries, Cash pickup, bank deposit, mobile wallet, or home delivery, Debit card, bank account, or credit card transfers, Instant money transfer capability, Track transfer progress, Currency converter, Repeat transfers with Send Again

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Fast and efficient
- 💰 Good exchange rates
- ⚡ Instant money transfers
- 🔒 Secure and reliable
- 👍 Easy to use app

**What reviewers complain about**

- 🕰️ Delays in processing transfers
- 🤖 Poor customer service
- 🔒 Strict verification requirements
- 🚫 Accounts being blocked or closed
- 💰 High fees and charges

**Reported bugs**

- App crashes and login issues
- Incorrect information displayed
- Delayed or failed money transfers

**Requested features**

- Option to delete past transaction history
- Increase daily/monthly transfer limits
- Improve in-app support and communication


## Frequently asked questions

### Is PayPal free?

PayPal is free to download, with no in-app purchases.

### Is Ria Money Transfer free?

Ria Money Transfer is free to download, with no in-app purchases.

### Which has better reviews, PayPal or Ria Money Transfer?

Ria Money Transfer is rated higher. PayPal averages 4.8 out of 5 from 6.3M ratings, while Ria Money Transfer averages 4.8 from 302K ratings.

### Do PayPal or Ria Money Transfer have ads?

PayPal shows ads; Ria Money Transfer does not.

### Which is updated more often, PayPal or Ria Money Transfer?

PayPal ships an update weekly, and Ria Money Transfer every 8 days. Most recently, PayPal was updated on November 1, 2026 and Ria Money Transfer on November 1, 2026.

### Which is more popular, PayPal or Ria Money Transfer?

PayPal currently peaks at #5 in the App Store charts, and Ria Money Transfer at #124. Chart position reflects recent download velocity rather than total install base.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*