# PayPal vs Apple Wallet

The clearest difference is ads: Apple Wallet at none against PayPal's shown. Apple Wallet also leads on review sentiment (54% vs 21%) and monetization model (free vs ad-supported). PayPal's advantage is update cadence (weekly vs every 3 months) and chart position (#3 vs unranked). On price, rating, ratings volume and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.8 for PayPal against 4.8 for Apple Wallet. Both are backed by a comparable volume of ratings — 6.3M and 7.5M respectively. Written reviews are what separate them: 21% of PayPal's written reviews are positive against 54% of Apple Wallet's.

PayPal ships an update weekly, Apple Wallet every 3 months. Both last shipped on November 5, 2026.

## The numbers

| Metric | PayPal | Apple Wallet |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (6.3M ratings)](https://appshunter.io/ios/app/paypal-pay-send-save/id283646709/reviews)** | [4.8 (7.5M ratings)](https://appshunter.io/ios/app/apple-wallet/id1160481993/reviews) |
| Number of ratings | 6.3M | **7.5M** |
| Positive reviews | 20.7% of reviews | **54.0% of reviews** |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | **Weekly** | Every 3 months |
| Monetization | Ad-supported | **Free** |
| Best chart rank | **#3** | — |
| Size | 799 MB | 9 MB |
| Requires iOS | 17.4 | **10.0** |
| Devices | iPhone | **iPhone, iPod, Apple Watch** |
| Age rating | 4+ | 4+ |
| Developer | [PayPal, Inc.](https://appshunter.io/developer/283646712) | [Apple](https://appshunter.io/developer/284417353) |

## What reviewers say

### PayPal

[App page](https://appshunter.io/ios/app/paypal-pay-send-save/id283646709)

**Currently charting:** #3 Top Free · Finance, #49 Top Free (US App Store)

Securely shop online and in-store, send and receive money globally, and manage your finances. Earn rewards with a debit card and track packages. Offers purchase protection and buy now, pay later options.

**Highlights:** Secure online and in-store shopping, Purchase protection, Earn rewards with debit card, Send and receive money globally, Buy Now, Pay Later options, Package tracking, Subscription management

**Features:** Safari Extension, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Extremely effective and reliable crypto recovery service
- 🔒 Secure payment processing
- 💰 Convenient way to send and receive money
- 👍 Easy to use app with simple interface

**What reviewers complain about**

- 🐛 Inconsistent customer support responses
- 🕰️ Slow money transfer times
- 💳 Holds on funds for new accounts
- 🤖 Overly automated with lack of human interaction

**Reported bugs**

- Account limitations and freezes with unclear reasons
- Issues linking bank accounts and cards
- Problems with refunds and chargebacks

**Requested features**

- Faster money transfers
- More transparent policies and fees
- Improved dispute resolution process
- Better customer service accessibility


### Apple Wallet

[App page](https://appshunter.io/ios/app/apple-wallet/id1160481993)

Securely store and manage digital versions of your credit/debit cards, IDs, transit passes, tickets, and keys. Use it to make payments, send money, and access venues and transportation with your iPhone or Apple Watch.

**Highlights:** Store credit/debit cards, Digital driver's license/state ID, Transit and event tickets, Digital keys for car, home, hotel, Secure contactless payments, Send and receive money

**Features:** Apple Watch app

**In-app purchases:** none

**What reviewers like**

- 🚀 Convenient and easy to use
- 🔒 Secure with Face ID/Touch ID
- 💳 Integrates credit/debit cards well
- 🎟️ Stores tickets and passes
- 🏠 Stores digital keys and IDs

**What reviewers complain about**

- 🚫 Limited ability to add loyalty/membership cards
- 🤔 Inconsistent card detection and adding
- 💰 Unauthorized charges and payment issues
- 🔍 Lack of customization options (nicknames, images)
- 🇨🇦 Limited support for Canadian features

**Reported bugs**

- Card adding/removal issues
- Transactions not properly recorded
- Face ID/Touch ID failures
- Wallet app freezing or not responding

**Requested features**

- Add ability to add loyalty/membership cards
- Improve card detection and adding process
- Provide better transaction history and categorization
- Allow customization of card names and images
- Expand support for international features (e.g. Presto card)


## Frequently asked questions

### Is PayPal free?

PayPal is free to download, with no in-app purchases.

### Is Apple Wallet free?

Apple Wallet is free to download, with no in-app purchases.

### Which has better reviews, PayPal or Apple Wallet?

PayPal is rated higher. PayPal averages 4.8 out of 5 from 6.3M ratings, while Apple Wallet averages 4.8 from 7.5M ratings.

### Do PayPal or Apple Wallet have ads?

PayPal shows ads; Apple Wallet does not.

### Which is updated more often, PayPal or Apple Wallet?

PayPal ships an update weekly, and Apple Wallet every 3 months. Most recently, PayPal was updated on November 5, 2026 and Apple Wallet on November 5, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*