# PayPal vs ALAT

The clearest difference is rating: PayPal at 4.8 against ALAT's 3.7. PayPal also leads on update cadence (weekly vs every 6 weeks) and ratings volume (6.3M vs 3K). ALAT's advantage is ads (none vs shown) and monetization model (free vs free with in-app purchases). On price, review sentiment, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

PayPal holds the better App Store score, 4.8 against 3.7. That said, the two scores are not equally well evidenced: PayPal has 6.3M ratings behind it against 3K, so its average is the more settled of the two. Written reviews complicate that: 21% of PayPal's written reviews are positive against 28% of ALAT's, so the app with the better star average is not the one people write more warmly about.

PayPal ships an update weekly, ALAT every 6 weeks. Both last shipped on October 29, 2026.

## The numbers

| Metric | PayPal | ALAT |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (6.3M ratings)](https://appshunter.io/ios/app/paypal-pay-send-save/id283646709/reviews)** | [3.7 (3K ratings)](https://appshunter.io/ios/app/alat/id1222853161/reviews) |
| Number of ratings | **6.3M** | 3K |
| Positive reviews | 20.7% of reviews | **27.8% of reviews** |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | **Weekly** | Every 6 weeks |
| Monetization | Free with in-app purchases | **Free** |
| Best chart rank | **#6** | — |
| Size | 799 MB | 232 MB |
| Requires iOS | 17.4 | **15.0** |
| Devices | iPhone | **iPhone, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [PayPal, Inc.](https://appshunter.io/developer/283646712) | [Wema Bank Plc](https://appshunter.io/developer/980671301) |

## What reviewers say

### PayPal

[App page](https://appshunter.io/ios/app/paypal-pay-send-save/id283646709)

**Currently charting:** #6 Top Free · Finance, #47 Top Free (US App Store)

Manage your finances with a secure app for online and in-store shopping, sending money globally, and earning cash back. It also offers savings accounts, cryptocurrency trading, and package tracking.

**Highlights:** Send and receive money globally, Earn cash back offers, Request a debit card, Buy, sell, and hold cryptocurrency, High-yield savings accounts, Track packages

**Features:** Safari Extension, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Extremely effective and reliable crypto recovery service
- 🔒 Secure payment processing
- 💰 Convenient way to send and receive money
- 👍 Easy to use app with simple interface

**What reviewers complain about**

- 🐛 Inconsistent customer support responses
- 🕰️ Slow money transfer times
- 💳 Holds on funds for new accounts
- 🤖 Overly automated with lack of human interaction

**Reported bugs**

- Account limitations and freezes with unclear reasons
- Issues linking bank accounts and cards
- Problems with refunds and chargebacks

**Requested features**

- Faster money transfers
- More transparent policies and fees
- Improved dispute resolution process
- Better customer service accessibility


### ALAT

[App page](https://appshunter.io/ios/app/alat/id1222853161)

This digital banking app offers a comprehensive suite of financial services, including bill payments, money transfers, savings options, and access to loans and insurance. It provides secure login, transaction tracking, and card management features for a seamless banking experience.

**Highlights:** Digital banking services, Bill payments and scheduling, Local and international money transfers, Personal and group savings, Access to loans and insurance, Card management and security, Travel bookings and deals

**Features:** Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Fast and reliable
- 👍 User-friendly interface
- 💡 Innovative features
- 🔒 Secure banking

**What reviewers complain about**

- 🐛 Frequent app crashes
- 🔍 Poor customer service
- 💰 High transaction fees
- ⚠️ Unreliable app performance

**Reported bugs**

- Login issues after app updates
- Inability to create transaction PIN
- Debit card activation problems
- Funds not reflecting in account

**Requested features**

- Facial recognition login
- Improved transaction history
- Ability to hide account balance
- Seamless integration with other bank accounts


## Frequently asked questions

### Is PayPal free?

PayPal is free to download, with no in-app purchases.

### Is ALAT free?

ALAT is free to download, with no in-app purchases.

### Which has better reviews, PayPal or ALAT?

PayPal is rated higher. PayPal averages 4.8 out of 5 from 6.3M ratings, while ALAT averages 3.7 from 3K ratings.

### Do PayPal or ALAT have ads?

PayPal shows ads; ALAT does not.

### Which is updated more often, PayPal or ALAT?

PayPal ships an update weekly, and ALAT every 6 weeks. Most recently, PayPal was updated on October 29, 2026 and ALAT on October 29, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*