# PayPal vs I Am Saving

The clearest difference is review sentiment: I Am Saving at 85% against PayPal's 21%. I Am Saving also leads on ads (none vs shown). PayPal's advantage is in-app purchases (none vs 1) and update cadence (weekly vs every 4 months). On price, monetization model, device support and iOS requirement there is nothing between them.

Both are free to download. I Am Saving sells 1 one-off in-app purchase. PayPal asks for nothing beyond the download.

PayPal holds the better App Store score, 4.8 against 4.5. That said, the two scores are not equally well evidenced: PayPal has 6.3M ratings behind it against 126, so its average is the more settled of the two. Written reviews complicate that: 21% of PayPal's written reviews are positive against 85% of I Am Saving's, so the app with the better star average is not the one people write more warmly about.

PayPal ships an update weekly, I Am Saving every 4 months. The most recent releases landed on September 25, 2026 and September 21, 2026 respectively.

## The numbers

| Metric | PayPal | I Am Saving |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (6.3M ratings)](https://appshunter.io/ios/app/paypal-pay-send-save/id283646709/reviews)** | [4.5 (126 ratings)](https://appshunter.io/ios/app/i-am-saving/id1456550827/reviews) |
| Number of ratings | **6.3M** | 126 |
| Positive reviews | 21.4% of reviews | **85.4% of reviews** |
| In-app purchases | **No** | Yes |
| Ads | Yes | **No** |
| Update frequency | **Weekly** | Every 4 months |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Best chart rank | **#6** | — |
| Size | 767 MB | 19 MB |
| Requires iOS | 17.4 | **16.0** |
| Devices | iPhone | **iPhone, iPad** |
| Age rating | 4+ | 4+ |
| Developer | [PayPal, Inc.](https://appshunter.io/developer/283646712) | [Vadim Belyaev](https://appshunter.io/developer/1456550826) |

## What reviewers say

### PayPal

[App page](https://appshunter.io/ios/app/paypal-pay-send-save/id283646709)

**Currently charting:** #6 Top Free · Finance, #56 Top Free (US App Store)

Manage your finances with a secure app for online and in-store shopping, sending money globally, and earning cash back. It also offers savings accounts, cryptocurrency trading, and package tracking.

**Highlights:** Send and receive money globally, Earn cash back offers, Request a debit card, Buy, sell, and hold cryptocurrency, High-yield savings accounts, Track packages

**Features:** Safari Extension, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Extremely effective and reliable crypto recovery service
- 🔒 Secure payment processing
- 💰 Convenient way to send and receive money
- 👍 Easy to use app with simple interface

**What reviewers complain about**

- 🐛 Inconsistent customer support responses
- 🕰️ Slow money transfer times
- 💳 Holds on funds for new accounts
- 🤖 Overly automated with lack of human interaction

**Reported bugs**

- Account limitations and freezes with unclear reasons
- Issues linking bank accounts and cards
- Problems with refunds and chargebacks

**Requested features**

- Faster money transfers
- More transparent policies and fees
- Improved dispute resolution process
- Better customer service accessibility


### I Am Saving

[App page](https://appshunter.io/ios/app/i-am-saving/id1456550827)

This app helps children learn to save money by setting savings goals, tracking income and expenses, and visualizing progress. It encourages good financial habits and congratulates users upon reaching their goals.

**Highlights:** Set savings goals, Track income and expenses, Visualize savings progress, Adjust goals anytime, Congratulates on achievement, Encourages good habits

**Features:** macOS Compatibility, Family Sharing

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Full Version | $5.99 | one-time |


## Frequently asked questions

### Is PayPal free?

PayPal is free to download, with no in-app purchases.

### Is I Am Saving free?

I Am Saving is free to download, with in-app purchases available.

### Which has better reviews, PayPal or I Am Saving?

PayPal is rated higher. PayPal averages 4.8 out of 5 from 6.3M ratings, while I Am Saving averages 4.5 from 126 ratings.

### Do PayPal or I Am Saving have ads?

PayPal shows ads; I Am Saving does not.

### Which is updated more often, PayPal or I Am Saving?

PayPal ships an update weekly, and I Am Saving every 4 months. Most recently, PayPal was updated on September 25, 2026 and I Am Saving on September 21, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*