# PayPal vs Mintyn

The clearest difference is ads: Mintyn at none against PayPal's shown. Mintyn also leads on review sentiment (47% vs 21%) and monetization model (free vs free with in-app purchases). PayPal's advantage is rating (4.8 vs 4.4) and ratings volume (6.3M vs 334). On price, update cadence and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

PayPal holds the better App Store score, 4.8 against 4.4. That said, the two scores are not equally well evidenced: PayPal has 6.3M ratings behind it against 334, so its average is the more settled of the two. Written reviews complicate that: 21% of PayPal's written reviews are positive against 47% of Mintyn's, so the app with the better star average is not the one people write more warmly about.

PayPal ships an update weekly, Mintyn every 2 weeks. The most recent releases landed on September 25, 2026 and September 21, 2026 respectively.

## The numbers

| Metric | PayPal | Mintyn |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (6.3M ratings)](https://appshunter.io/ios/app/paypal-pay-send-save/id283646709/reviews)** | [4.4 (334 ratings)](https://appshunter.io/ios/app/mintyn-everything-finance/id1470644607/reviews) |
| Number of ratings | **6.3M** | 334 |
| Positive reviews | 21.4% of reviews | **46.9% of reviews** |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | **Weekly** | Every 2 weeks |
| Monetization | Free with in-app purchases | **Free** |
| Best chart rank | **#6** | — |
| Size | 767 MB | 101 MB |
| Requires iOS | 17.4 | **15.0** |
| Devices | iPhone | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [PayPal, Inc.](https://appshunter.io/developer/283646712) | [Mint Financial Technology Service](https://appshunter.io/developer/1470644606) |

## What reviewers say

### PayPal

[App page](https://appshunter.io/ios/app/paypal-pay-send-save/id283646709)

**Currently charting:** #6 Top Free · Finance, #55 Top Free (US App Store)

Manage your finances with a secure app for online and in-store shopping, sending money globally, and earning cash back. It also offers savings accounts, cryptocurrency trading, and package tracking.

**Highlights:** Send and receive money globally, Earn cash back offers, Request a debit card, Buy, sell, and hold cryptocurrency, High-yield savings accounts, Track packages

**Features:** Safari Extension, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Extremely effective and reliable crypto recovery service
- 🔒 Secure payment processing
- 💰 Convenient way to send and receive money
- 👍 Easy to use app with simple interface

**What reviewers complain about**

- 🐛 Inconsistent customer support responses
- 🕰️ Slow money transfer times
- 💳 Holds on funds for new accounts
- 🤖 Overly automated with lack of human interaction

**Reported bugs**

- Account limitations and freezes with unclear reasons
- Issues linking bank accounts and cards
- Problems with refunds and chargebacks

**Requested features**

- Faster money transfers
- More transparent policies and fees
- Improved dispute resolution process
- Better customer service accessibility


### Mintyn

[App page](https://appshunter.io/ios/app/mintyn-everything-finance/id1470644607)

Manage all your finances in one place. Send and receive money, pay bills, shop, invest, and save. Offers free current accounts for individuals and businesses, plus tools for expense tracking and cardless withdrawals.

**Highlights:** Free current accounts, Send and receive money, Pay bills, Shop for groceries and food, Invest and save, Expense tracking analytics, Cardless ATM withdrawals

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Fast and seamless transactions
- 👍 User-friendly interface
- 💡 Innovative digital banking features
- ⏱️ Quick account opening process
- 💰 No hidden charges

**What reviewers complain about**

- ❌ Frequent transaction failures and errors
- 📵 Poor or non-existent customer support
- 🔴 Money held or frozen without explanation
- ⚠️ Balance display issues and glitches
- 🚫 Withdrawal limits and restrictions

**Reported bugs**

- Balance display shows XXXXX.XX instead of actual amount
- Eye logo to reveal balance is unresponsive
- App crashes during registration
- Network connection errors preventing login
- Transfer and payment processing failures

**Requested features**

- Add more financial institutions to transaction list (e.g., Carbon bank)
- ATM card functionality
- Call/phone support option
- Better weekend support


## Frequently asked questions

### Is PayPal free?

PayPal is free to download, with no in-app purchases.

### Is Mintyn free?

Mintyn is free to download, with no in-app purchases.

### Which has better reviews, PayPal or Mintyn?

PayPal is rated higher. PayPal averages 4.8 out of 5 from 6.3M ratings, while Mintyn averages 4.4 from 334 ratings.

### Do PayPal or Mintyn have ads?

PayPal shows ads; Mintyn does not.

### Which is updated more often, PayPal or Mintyn?

PayPal ships an update weekly, and Mintyn every 2 weeks. Most recently, PayPal was updated on September 25, 2026 and Mintyn on September 21, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*