# PayPal vs zaky

The clearest difference is rating: PayPal at 4.8 against zaky's 3.9. PayPal also leads on ratings volume (6.3M vs 46) and chart position (#4 vs unranked). zaky's advantage is review sentiment (61% vs 21%) and ads (none vs shown). On price, update cadence, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

PayPal holds the better App Store score, 4.8 against 3.9. That said, the two scores are not equally well evidenced: PayPal has 6.3M ratings behind it against 46, so its average is the more settled of the two. Written reviews complicate that: 21% of PayPal's written reviews are positive against 61% of zaky's, so the app with the better star average is not the one people write more warmly about.

Both ship on a similar rhythm, roughly weekly. The most recent releases landed on September 24, 2026 and September 1, 2026 respectively.

## The numbers

| Metric | PayPal | zaky |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (6.3M ratings)](https://appshunter.io/ios/app/paypal-pay-send-save/id283646709/reviews)** | [3.9 (46 ratings)](https://appshunter.io/ios/app/zaky/id1516837775/reviews) |
| Number of ratings | **6.3M** | 46 |
| Positive reviews | 21.4% of reviews | **61.1% of reviews** |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | Weekly | Weekly |
| Monetization | Free with in-app purchases | **Free** |
| Best chart rank | **#4** | — |
| Size | 767 MB | 132 MB |
| Requires iOS | 17.4 | **15.6** |
| Devices | iPhone | **iPhone, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [PayPal, Inc.](https://appshunter.io/developer/283646712) | [areeba SAL](https://appshunter.io/developer/1516837774) |

## What reviewers say

### PayPal

[App page](https://appshunter.io/ios/app/paypal-pay-send-save/id283646709)

**Currently charting:** #4 Top Free · Finance, #54 Top Free (US App Store)

Manage your finances with a secure app for online and in-store shopping, sending money globally, and earning cash back. It also offers savings accounts, cryptocurrency trading, and package tracking.

**Highlights:** Send and receive money globally, Earn cash back offers, Request a debit card, Buy, sell, and hold cryptocurrency, High-yield savings accounts, Track packages

**Features:** Safari Extension, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Extremely effective and reliable crypto recovery service
- 🔒 Secure payment processing
- 💰 Convenient way to send and receive money
- 👍 Easy to use app with simple interface

**What reviewers complain about**

- 🐛 Inconsistent customer support responses
- 🕰️ Slow money transfer times
- 💳 Holds on funds for new accounts
- 🤖 Overly automated with lack of human interaction

**Reported bugs**

- Account limitations and freezes with unclear reasons
- Issues linking bank accounts and cards
- Problems with refunds and chargebacks

**Requested features**

- Faster money transfers
- More transparent policies and fees
- Improved dispute resolution process
- Better customer service accessibility


### zaky

[App page](https://appshunter.io/ios/app/zaky/id1516837775)

This app simplifies financial transactions with features like money transfers, mobile recharges, and bill payments. It also offers gaming and app e-vouchers, eSIM services, and a prepaid card with control features in select regions.

**Highlights:** Send and receive money via mobile number, Purchase gaming and app e-vouchers, Local and international mobile recharge, Utility bill payments, eSIM services, Prepaid Visa card with control features

**Features:** Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is PayPal free?

PayPal is free to download, with no in-app purchases.

### Is zaky free?

zaky is free to download, with no in-app purchases.

### Which has better reviews, PayPal or zaky?

PayPal is rated higher. PayPal averages 4.8 out of 5 from 6.3M ratings, while zaky averages 3.9 from 46 ratings.

### Do PayPal or zaky have ads?

PayPal shows ads; zaky does not.

### Which is updated more often, PayPal or zaky?

PayPal ships an update weekly, and zaky weekly. Most recently, PayPal was updated on September 24, 2026 and zaky on September 1, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*