# PayPal vs Telda

The clearest difference is ads: Telda at none against PayPal's shown. Telda also leads on review sentiment (40% vs 21%) and update cadence (every 3 days vs weekly). PayPal's advantage is ratings volume (6.3M vs 2.6K) and chart position (#6 vs unranked). On price, rating, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.8 for PayPal against 4.8 for Telda. That said, the two scores are not equally well evidenced: PayPal has 6.3M ratings behind it against 2.6K, so its average is the more settled of the two. Written reviews are what separate them: 21% of PayPal's written reviews are positive against 40% of Telda's.

PayPal ships an update weekly, Telda every 3 days. The most recent releases landed on September 25, 2026 and September 24, 2026 respectively.

## The numbers

| Metric | PayPal | Telda |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (6.3M ratings)](https://appshunter.io/ios/app/paypal-pay-send-save/id283646709/reviews) | [4.8 (2.6K ratings)](https://appshunter.io/ios/app/telda/id1519608437/reviews) |
| Number of ratings | **6.3M** | 2.6K |
| Positive reviews | 21.4% of reviews | **40.4% of reviews** |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | Weekly | **Every 3 days** |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Best chart rank | **#6** | — |
| Size | 767 MB | 204 MB |
| Requires iOS | 17.4 | **15.0** |
| Devices | iPhone | **iPhone, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [PayPal, Inc.](https://appshunter.io/developer/283646712) | [Telda LLC](https://appshunter.io/developer/1513749371) |

## What reviewers say

### PayPal

[App page](https://appshunter.io/ios/app/paypal-pay-send-save/id283646709)

**Currently charting:** #6 Top Free · Finance, #56 Top Free (US App Store)

Manage your finances with a secure app for online and in-store shopping, sending money globally, and earning cash back. It also offers savings accounts, cryptocurrency trading, and package tracking.

**Highlights:** Send and receive money globally, Earn cash back offers, Request a debit card, Buy, sell, and hold cryptocurrency, High-yield savings accounts, Track packages

**Features:** Safari Extension, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Extremely effective and reliable crypto recovery service
- 🔒 Secure payment processing
- 💰 Convenient way to send and receive money
- 👍 Easy to use app with simple interface

**What reviewers complain about**

- 🐛 Inconsistent customer support responses
- 🕰️ Slow money transfer times
- 💳 Holds on funds for new accounts
- 🤖 Overly automated with lack of human interaction

**Reported bugs**

- Account limitations and freezes with unclear reasons
- Issues linking bank accounts and cards
- Problems with refunds and chargebacks

**Requested features**

- Faster money transfers
- More transparent policies and fees
- Improved dispute resolution process
- Better customer service accessibility


### Telda

[App page](https://appshunter.io/ios/app/telda/id1519608437)

Manage your finances with an all-in-one app. Send, spend, save, and invest money easily. Get a customizable card, track expenses, and earn rewards. Securely manage your accounts with instant notifications and biometric protection.

**Highlights:** Instant money transfers, Zero commission stock and mutual fund investing, Customizable debit card, Expense tracking and budgeting, Earn and redeem loyalty points, Biometric security features

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 💡 Useful features
- 🚀 Efficient transactions

**What reviewers complain about**

- 🐛 Frequent crashes
- 🔒 Security issues
- 💤 Slow customer support

**Reported bugs**

- Login screen freezes
- Verification code issues
- ATM withdrawal problems

**Requested features**

- Add Apple Pay support
- Improve international payment capabilities
- Provide more transparency on card delivery


## Frequently asked questions

### Is PayPal free?

PayPal is free to download, with no in-app purchases.

### Is Telda free?

Telda is free to download, with no in-app purchases.

### Which has better reviews, PayPal or Telda?

PayPal and Telda are both rated 4.8 out of 5 on the App Store, from 6.3M and 2.6K ratings respectively.

### Do PayPal or Telda have ads?

PayPal shows ads; Telda does not.

### Which is updated more often, PayPal or Telda?

PayPal ships an update weekly, and Telda every 3 days. Most recently, PayPal was updated on September 25, 2026 and Telda on September 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*