# PayPal vs InstaPay Egypt

The clearest difference is rating: PayPal at 4.8 against InstaPay Egypt's 4.0. PayPal also leads on ratings volume (6.3M vs 687) and update cadence (weekly vs monthly). InstaPay Egypt's advantage is ads (none vs shown) and monetization model (free vs free with in-app purchases). On price, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

PayPal holds the better App Store score, 4.8 against 4.0. That said, the two scores are not equally well evidenced: PayPal has 6.3M ratings behind it against 687, so its average is the more settled of the two. Written reviews complicate that: 21% of PayPal's written reviews are positive against 32% of InstaPay Egypt's, so the app with the better star average is not the one people write more warmly about.

PayPal ships an update weekly, InstaPay Egypt monthly. The most recent releases landed on September 24, 2026 and September 22, 2026 respectively.

## The numbers

| Metric | PayPal | InstaPay Egypt |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (6.3M ratings)](https://appshunter.io/ios/app/paypal-pay-send-save/id283646709/reviews)** | [4.0 (687 ratings)](https://appshunter.io/ios/app/instapay-egypt/id1592108795/reviews) |
| Number of ratings | **6.3M** | 687 |
| Positive reviews | 21.4% of reviews | **32.0% of reviews** |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | **Weekly** | Monthly |
| Monetization | Free with in-app purchases | **Free** |
| Best chart rank | **#4** | — |
| Size | 767 MB | 103 MB |
| Requires iOS | 17.4 | **13.0** |
| Devices | iPhone | **iPhone, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [PayPal, Inc.](https://appshunter.io/developer/283646712) | [EGYPTIAN BANKS FOR TECHNOLOGICAL ADVANCEMENT](https://appshunter.io/developer/1350104042) |

## What reviewers say

### PayPal

[App page](https://appshunter.io/ios/app/paypal-pay-send-save/id283646709)

**Currently charting:** #4 Top Free · Finance, #51 Top Free (US App Store)

Manage your finances with a secure app for online and in-store shopping, sending money globally, and earning cash back. It also offers savings accounts, cryptocurrency trading, and package tracking.

**Highlights:** Send and receive money globally, Earn cash back offers, Request a debit card, Buy, sell, and hold cryptocurrency, High-yield savings accounts, Track packages

**Features:** Safari Extension, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Extremely effective and reliable crypto recovery service
- 🔒 Secure payment processing
- 💰 Convenient way to send and receive money
- 👍 Easy to use app with simple interface

**What reviewers complain about**

- 🐛 Inconsistent customer support responses
- 🕰️ Slow money transfer times
- 💳 Holds on funds for new accounts
- 🤖 Overly automated with lack of human interaction

**Reported bugs**

- Account limitations and freezes with unclear reasons
- Issues linking bank accounts and cards
- Problems with refunds and chargebacks

**Requested features**

- Faster money transfers
- More transparent policies and fees
- Improved dispute resolution process
- Better customer service accessibility


### InstaPay Egypt

[App page](https://appshunter.io/ios/app/instapay-egypt/id1592108795)

Instantly send and receive money 24/7 through your mobile phone. Link your bank accounts and Meeza prepaid cards to transfer funds securely to any bank account, mobile wallet, or electronic card. Check balances, view mini-statements, and pay bills with ease.

**Highlights:** Instant money sending and receiving, Link bank accounts and Meeza cards, Send via mobile number or Instant Payment Address, Balance inquiry and mini-statement, Bill payment service, Secure transactions via Instant Payment Network

**In-app purchases:** none

**What reviewers like**

- 🚀 Fast and efficient
- 👍 User-friendly
- 💡 Innovative idea
- 🇪🇬 Great for Egyptians

**What reviewers complain about**

- 🐛 Frequent crashes and bugs
- 🔒 Security and accessibility issues
- 🌐 Doesn't work outside Egypt
- 💸 Expensive fees and charges

**Reported bugs**

- Login and account management problems
- Compatibility issues with newer iOS versions
- Transactions not working or getting stuck
- Device binding and verification failures

**Requested features**

- Add more banks and payment options
- Improve customer support and communication
- Allow usage outside Egypt
- Enhance accessibility for disabled users


## Frequently asked questions

### Is PayPal free?

PayPal is free to download, with no in-app purchases.

### Is InstaPay Egypt free?

InstaPay Egypt is free to download, with no in-app purchases.

### Which has better reviews, PayPal or InstaPay Egypt?

PayPal is rated higher. PayPal averages 4.8 out of 5 from 6.3M ratings, while InstaPay Egypt averages 4.0 from 687 ratings.

### Do PayPal or InstaPay Egypt have ads?

PayPal shows ads; InstaPay Egypt does not.

### Which is updated more often, PayPal or InstaPay Egypt?

PayPal ships an update weekly, and InstaPay Egypt monthly. Most recently, PayPal was updated on September 24, 2026 and InstaPay Egypt on September 22, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*