# PayPal vs Airtm

PayPal and Airtm both sit at 4.8 stars, but that hides the real split: 57% of Airtm's written reviews are positive against 21% of PayPal's. Airtm also leads on ads (none vs shown) and monetization model (free vs ad-supported). PayPal's advantage is ratings volume (6.3M vs 5.2K) and chart position (#5 vs unranked). On price, rating, update cadence and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.8 for PayPal against 4.8 for Airtm. That said, the two scores are not equally well evidenced: PayPal has 6.3M ratings behind it against 5.2K, so its average is the more settled of the two. Written reviews are what separate them: 21% of PayPal's written reviews are positive against 57% of Airtm's.

PayPal ships an update weekly, Airtm every 4 days. Both last shipped on November 7, 2026.

## The numbers

| Metric | PayPal | Airtm |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (6.3M ratings)](https://appshunter.io/ios/app/paypal-pay-send-save/id283646709/reviews) | **[4.8 (5.2K ratings)](https://appshunter.io/ios/app/airtm/id1634470409/reviews)** |
| Number of ratings | **6.3M** | 5.2K |
| Positive reviews | 20.7% of reviews | **57.4% of reviews** |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | Weekly | **Every 4 days** |
| Monetization | Ad-supported | **Free** |
| Best chart rank | **#5** | — |
| Size | 799 MB | 211 MB |
| Requires iOS | 17.4 | **17.0** |
| Devices | iPhone | **iPhone, iPad** |
| Age rating | 4+ | 4+ |
| Developer | [PayPal, Inc.](https://appshunter.io/developer/283646712) | [Airtm, Inc.](https://appshunter.io/developer/1143953888) |

## What reviewers say

### PayPal

[App page](https://appshunter.io/ios/app/paypal-pay-send-save/id283646709)

**Currently charting:** #5 Top Free · Finance, #58 Top Free (US App Store)

Securely shop online and in-store, send and receive money globally, and manage your finances. Earn rewards with a debit card and track packages. Offers purchase protection and buy now, pay later options.

**Highlights:** Secure online and in-store shopping, Purchase protection, Earn rewards with debit card, Send and receive money globally, Buy Now, Pay Later options, Package tracking, Subscription management

**Features:** Safari Extension, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Extremely effective and reliable crypto recovery service
- 🔒 Secure payment processing
- 💰 Convenient way to send and receive money
- 👍 Easy to use app with simple interface

**What reviewers complain about**

- 🐛 Inconsistent customer support responses
- 🕰️ Slow money transfer times
- 💳 Holds on funds for new accounts
- 🤖 Overly automated with lack of human interaction

**Reported bugs**

- Account limitations and freezes with unclear reasons
- Issues linking bank accounts and cards
- Problems with refunds and chargebacks

**Requested features**

- Faster money transfers
- More transparent policies and fees
- Improved dispute resolution process
- Better customer service accessibility


### Airtm

[App page](https://appshunter.io/ios/app/airtm/id1634470409)

This app provides a US virtual account for non-US citizens to make direct dollar withdrawals. It supports over 500 payment methods for seamless conversion and withdrawal into local currency, offering a fast, secure, and borderless financial experience.

**Highlights:** US Virtual Account, Direct Dollar Withdrawals, 500+ Payment Methods, Local Currency Conversion, Secure Transactions, Borderless Finance

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Great, easy to use
- 👍 User-friendly interface
- 💰 Useful for receiving payments
- 🌎 Works across countries
- 🔒 Secure transactions

**What reviewers complain about**

- 🐛 Occasional crashes and bugs
- 🚫 Restricted for US users
- 💳 Withdrawal issues and limitations
- 🤖 Poor customer support
- 🔒 Account restrictions and blocks

**Reported bugs**

- Login screen freezes
- Compatibility issues with older devices
- Unreliable P2P transactions

**Requested features**

- Add biometric login option
- Improve withdrawal options and process
- Enhance customer support responsiveness


## Frequently asked questions

### Is PayPal free?

PayPal is free to download, with no in-app purchases.

### Is Airtm free?

Airtm is free to download, with no in-app purchases.

### Which has better reviews, PayPal or Airtm?

Airtm is rated higher. PayPal averages 4.8 out of 5 from 6.3M ratings, while Airtm averages 4.8 from 5.2K ratings.

### Do PayPal or Airtm have ads?

PayPal shows ads; Airtm does not.

### Which is updated more often, PayPal or Airtm?

PayPal ships an update weekly, and Airtm every 4 days. Most recently, PayPal was updated on November 7, 2026 and Airtm on November 7, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*