# PayPal vs Discover Mobile

PayPal and Discover Mobile both sit at 4.8 stars, but that hides the real split: 64% of Discover Mobile's written reviews are positive against 21% of PayPal's. Discover Mobile also leads on ads (none vs shown) and monetization model (free vs free with in-app purchases). PayPal's advantage is chart position (#6 vs #100) and update cadence (weekly vs fortnightly). On price, rating, ratings volume and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.8 for PayPal against 4.9 for Discover Mobile. Both are backed by a comparable volume of ratings — 6.3M and 5.2M respectively. Written reviews are what separate them: 21% of PayPal's written reviews are positive against 64% of Discover Mobile's.

PayPal ships an update weekly, Discover Mobile fortnightly. Both last shipped on September 25, 2026.

## The numbers

| Metric | PayPal | Discover Mobile |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (6.3M ratings)](https://appshunter.io/ios/app/paypal-pay-send-save/id283646709/reviews) | **[4.9 (5.2M ratings)](https://appshunter.io/ios/app/discover-mobile/id338010821/reviews)** |
| Number of ratings | **6.3M** | 5.2M |
| Positive reviews | 21.4% of reviews | **63.5% of reviews** |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | **Weekly** | Fortnightly |
| Monetization | Free with in-app purchases | **Free** |
| Best chart rank | **#6** | #100 |
| Size | 767 MB | 190 MB |
| Requires iOS | 17.4 | **16.1** |
| Devices | iPhone | **iPhone, iPad** |
| Age rating | 4+ | 4+ |
| Developer | [PayPal, Inc.](https://appshunter.io/developer/283646712) | [Discover Financial Services](https://appshunter.io/developer/338010824) |

## What reviewers say

### PayPal

[App page](https://appshunter.io/ios/app/paypal-pay-send-save/id283646709)

**Currently charting:** #6 Top Free · Finance, #55 Top Free (US App Store)

Manage your finances with a secure app for online and in-store shopping, sending money globally, and earning cash back. It also offers savings accounts, cryptocurrency trading, and package tracking.

**Highlights:** Send and receive money globally, Earn cash back offers, Request a debit card, Buy, sell, and hold cryptocurrency, High-yield savings accounts, Track packages

**Features:** Safari Extension, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Extremely effective and reliable crypto recovery service
- 🔒 Secure payment processing
- 💰 Convenient way to send and receive money
- 👍 Easy to use app with simple interface

**What reviewers complain about**

- 🐛 Inconsistent customer support responses
- 🕰️ Slow money transfer times
- 💳 Holds on funds for new accounts
- 🤖 Overly automated with lack of human interaction

**Reported bugs**

- Account limitations and freezes with unclear reasons
- Issues linking bank accounts and cards
- Problems with refunds and chargebacks

**Requested features**

- Faster money transfers
- More transparent policies and fees
- Improved dispute resolution process
- Better customer service accessibility


### Discover Mobile

[App page](https://appshunter.io/ios/app/discover-mobile/id338010821)

**Currently charting:** #100 Top Free · Finance (US App Store)

Manage your Discover credit card and bank accounts securely from anywhere. Check balances, view transactions, make payments, redeem rewards, and deposit checks. Access your FICO score and freeze your account for added security.

**Highlights:** Account balance and transaction viewing, Payment management and scheduling, Rewards redemption, FICO Credit Score access, Account freezing, Mobile check deposit, Secure messaging

**Features:** Apple Wallet, iMessage stickers

**In-app purchases:** none

**What reviewers like**

- 👍 Excellent customer service
- 🚀 Smooth and easy-to-use app
- 💳 Great credit card with rewards
- 🔒 Secure and reliable
- 💳 Helpful for building credit

**What reviewers complain about**

- 🐛 App crashes and bugs
- 🤖 Poor customer service and unresponsive to issues
- 💳 Difficult to get credit limit increases
- 💳 Unfair credit reporting practices
- 💳 Holding funds hostage and difficult to access money

**Reported bugs**

- App crashes on launch for some users
- Inconsistent behavior when scheduling payments
- Incorrect credit score reporting and account information

**Requested features**

- Allow more than 3 weeks of transaction history in the app
- Improve login process and Face ID/Touch ID functionality
- Provide more transparency and control over account settings
- Enhance international usage and support


## Frequently asked questions

### Is PayPal free?

PayPal is free to download, with no in-app purchases.

### Is Discover Mobile free?

Discover Mobile is free to download, with no in-app purchases.

### Which has better reviews, PayPal or Discover Mobile?

Discover Mobile is rated higher. PayPal averages 4.8 out of 5 from 6.3M ratings, while Discover Mobile averages 4.9 from 5.2M ratings.

### Do PayPal or Discover Mobile have ads?

PayPal shows ads; Discover Mobile does not.

### Which is updated more often, PayPal or Discover Mobile?

PayPal ships an update weekly, and Discover Mobile fortnightly. Most recently, PayPal was updated on September 25, 2026 and Discover Mobile on September 25, 2026.

### Which is more popular, PayPal or Discover Mobile?

PayPal currently peaks at #6 in the App Store charts, and Discover Mobile at #100. Chart position reflects recent download velocity rather than total install base.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*