# PayPal vs Barclays US

The clearest difference is ads: Barclays US at none against PayPal's shown. Barclays US also leads on review sentiment (43% vs 21%) and monetization model (free vs ad-supported). PayPal's advantage is update cadence (weekly vs monthly) and ratings volume (6.3M vs 568K). On price, rating, in-app purchases and iOS requirement there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.8 for PayPal against 4.9 for Barclays US. That said, the two scores are not equally well evidenced: PayPal has 6.3M ratings behind it against 568K, so its average is the more settled of the two. Written reviews are what separate them: 21% of PayPal's written reviews are positive against 43% of Barclays US's.

PayPal ships an update weekly, Barclays US monthly. Both last shipped on November 12, 2026.

## The numbers

| Metric | PayPal | Barclays US |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (6.3M ratings)](https://appshunter.io/ios/app/paypal-pay-send-save/id283646709/reviews) | **[4.9 (568K ratings)](https://appshunter.io/ios/app/barclays-us/id425199399/reviews)** |
| Number of ratings | **6.3M** | 568K |
| Positive reviews | 20.7% of reviews | **43.0% of reviews** |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | **Weekly** | Monthly |
| Monetization | Ad-supported | **Free** |
| Best chart rank | **#4** | #61 |
| Size | 806 MB | 219 MB |
| Requires iOS | 17.4 | **16.0** |
| Devices | iPhone | **iPhone, iPad, Apple Watch** |
| Age rating | 4+ | 4+ |
| Developer | [PayPal, Inc.](https://appshunter.io/developer/283646712) | [Barclays Bank Delaware](https://appshunter.io/developer/425199402) |

## What reviewers say

### PayPal

[App page](https://appshunter.io/ios/app/paypal-pay-send-save/id283646709)

**Currently charting:** #4 Top Free · Finance, #50 Top Free (US App Store)

Securely shop online and in-store, earn rewards with a debit card, send money internationally, and manage subscriptions. Offers purchase protection and flexible payment options like 'Pay in 4'.

**Highlights:** Purchase protection, Rewards points on purchases, Send and request money, Buy Now Pay Later options, Package tracking, Subscription management, Unified financial overview

**Features:** Safari Extension, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Extremely effective and reliable crypto recovery service
- 🔒 Secure payment processing
- 💰 Convenient way to send and receive money
- 👍 Easy to use app with simple interface

**What reviewers complain about**

- 🐛 Inconsistent customer support responses
- 🕰️ Slow money transfer times
- 💳 Holds on funds for new accounts
- 🤖 Overly automated with lack of human interaction

**Reported bugs**

- Account limitations and freezes with unclear reasons
- Issues linking bank accounts and cards
- Problems with refunds and chargebacks

**Requested features**

- Faster money transfers
- More transparent policies and fees
- Improved dispute resolution process
- Better customer service accessibility


### Barclays US

[App page](https://appshunter.io/ios/app/barclays-us/id425199399)

**Currently charting:** #61 Top Free · Finance (US App Store)

Manage your accounts and credit cards securely and conveniently. Features include biometric login, digital wallet integration, spending analysis, and credit score access. Enjoy easy transfers and card controls for a seamless banking experience.

**Highlights:** Biometric login, Digital wallet integration, Spending Analyzer, Free FICO® Credit Score access, Card control (lock/replace), Customized notifications, Online transfers

**Features:** Apple Wallet, Apple Watch app, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 🚀 Convenient app functionality
- 🔒 Secure app with Face ID/Touch ID login
- 💡 Useful features like tracking credit score

**What reviewers complain about**

- 🐛 Frequent login issues with password and biometrics
- 🐛 Inaccurate balance displays and transaction tracking
- 🐛 Buggy app crashes and performance issues
- 🔍 Lack of push notifications for transactions
- 💻 Outdated and clunky app design

**Reported bugs**

- App crashes after updates
- Login issues with password and biometrics
- Inaccurate balance and transaction display

**Requested features**

- Dark mode option
- Ability to easily pay current balance
- Improved transaction history and balance tracking
- More customization options


## Frequently asked questions

### Is PayPal free?

PayPal is free to download, with no in-app purchases.

### Is Barclays US free?

Barclays US is free to download, with no in-app purchases.

### Which has better reviews, PayPal or Barclays US?

Barclays US is rated higher. PayPal averages 4.8 out of 5 from 6.3M ratings, while Barclays US averages 4.9 from 568K ratings.

### Do PayPal or Barclays US have ads?

PayPal shows ads; Barclays US does not.

### Which is updated more often, PayPal or Barclays US?

PayPal ships an update weekly, and Barclays US monthly. Most recently, PayPal was updated on November 12, 2026 and Barclays US on November 12, 2026.

### Which is more popular, PayPal or Barclays US?

PayPal currently peaks at #4 in the App Store charts, and Barclays US at #61. Chart position reflects recent download velocity rather than total install base.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*