# PayPal vs Portmone

The clearest difference is ads: Portmone at none against PayPal's shown. Portmone also leads on monetization model (free vs free with in-app purchases) and review sentiment (42% vs 21%). PayPal's advantage is ratings volume (6.3M vs 1K) and update cadence (weekly vs every 5 weeks). On price, rating, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.8 for PayPal against 4.8 for Portmone. That said, the two scores are not equally well evidenced: PayPal has 6.3M ratings behind it against 1K, so its average is the more settled of the two. Written reviews are what separate them: 21% of PayPal's written reviews are positive against 42% of Portmone's.

PayPal ships an update weekly, Portmone every 5 weeks. The most recent releases landed on November 2, 2026 and October 23, 2026 respectively.

## The numbers

| Metric | PayPal | Portmone |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (6.3M ratings)](https://appshunter.io/ios/app/paypal-pay-send-save/id283646709/reviews) | **[4.8 (1K ratings)](https://appshunter.io/ios/app/portmone-payment-systems/id587804458/reviews)** |
| Number of ratings | **6.3M** | 1K |
| Positive reviews | 20.7% of reviews | **41.5% of reviews** |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | **Weekly** | Every 5 weeks |
| Monetization | Free with in-app purchases | **Free** |
| Best chart rank | **#3** | — |
| Size | 799 MB | 151 MB |
| Requires iOS | 17.4 | **15.0** |
| Devices | iPhone | **iPhone, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [PayPal, Inc.](https://appshunter.io/developer/283646712) | [Portmone.com](https://appshunter.io/developer/587804461) |

## What reviewers say

### PayPal

[App page](https://appshunter.io/ios/app/paypal-pay-send-save/id283646709)

**Currently charting:** #3 Top Free · Finance, #56 Top Free (US App Store)

Manage your finances with a secure app for online and in-store shopping, sending money globally, and earning cash back. It also offers savings accounts, cryptocurrency trading, and package tracking.

**Highlights:** Send and receive money globally, Earn cash back offers, Request a debit card, Buy, sell, and hold cryptocurrency, High-yield savings accounts, Track packages

**Features:** Safari Extension, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Extremely effective and reliable crypto recovery service
- 🔒 Secure payment processing
- 💰 Convenient way to send and receive money
- 👍 Easy to use app with simple interface

**What reviewers complain about**

- 🐛 Inconsistent customer support responses
- 🕰️ Slow money transfer times
- 💳 Holds on funds for new accounts
- 🤖 Overly automated with lack of human interaction

**Reported bugs**

- Account limitations and freezes with unclear reasons
- Issues linking bank accounts and cards
- Problems with refunds and chargebacks

**Requested features**

- Faster money transfers
- More transparent policies and fees
- Improved dispute resolution process
- Better customer service accessibility


### Portmone

[App page](https://appshunter.io/ios/app/portmone-payment-systems/id587804458)

This mobile payment service allows for instant money transfers, mobile account recharges, and paying utility bills with just a few clicks. It also offers a convenient way to pay for transport fees in several Ukrainian cities, acting as a secure e-wallet for users who value their time.

**Highlights:** Instant money transfers, Mobile account recharge, Utility bill payments, Transport fee payments, Secure transactions, Payment templates, International money transfers

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Convenient for paying bills
- 🚀 Fast and reliable payments
- 💡 Supports 24/7 customer service

**What reviewers complain about**

- 🐛 Buggy and unstable app
- 💳 Lack of modern payment options (e.g. Apple Pay)
- 🕰️ Outdated design and UI

**Reported bugs**

- Accounts not showing up in the app
- App crashes after updates
- Login issues after updates

**Requested features**

- Add support for Apple Pay
- Improve app stability and reduce bugs
- Modernize the design and user experience


## Frequently asked questions

### Is PayPal free?

PayPal is free to download, with no in-app purchases.

### Is Portmone free?

Portmone is free to download, with no in-app purchases.

### Which has better reviews, PayPal or Portmone?

Portmone is rated higher. PayPal averages 4.8 out of 5 from 6.3M ratings, while Portmone averages 4.8 from 1K ratings.

### Do PayPal or Portmone have ads?

PayPal shows ads; Portmone does not.

### Which is updated more often, PayPal or Portmone?

PayPal ships an update weekly, and Portmone every 5 weeks. Most recently, PayPal was updated on November 2, 2026 and Portmone on October 23, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*