# PayPal vs BDO Pay

The clearest difference is ads: BDO Pay at none against PayPal's shown. BDO Pay also leads on review sentiment (31% vs 21%) and iOS requirement (15.0 vs 17.4). PayPal's advantage is ratings volume (6.3M vs 1.2K) and update cadence (weekly vs monthly). On price, rating, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.8 for PayPal against 4.8 for BDO Pay. That said, the two scores are not equally well evidenced: PayPal has 6.3M ratings behind it against 1.2K, so its average is the more settled of the two. Written reviews are what separate them: 21% of PayPal's written reviews are positive against 31% of BDO Pay's.

PayPal ships an update weekly, BDO Pay monthly. Both last shipped on September 24, 2026.

## The numbers

| Metric | PayPal | BDO Pay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (6.3M ratings)](https://appshunter.io/ios/app/paypal-pay-send-save/id283646709/reviews)** | [4.8 (1.2K ratings)](https://appshunter.io/ios/app/bdo-pay/id6450918577/reviews) |
| Number of ratings | **6.3M** | 1.2K |
| Positive reviews | 21.4% of reviews | **30.8% of reviews** |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | **Weekly** | Monthly |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Best chart rank | **#4** | — |
| Size | 767 MB | 574 MB |
| Requires iOS | 17.4 | **15.0** |
| Devices | iPhone | **iPhone, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [PayPal, Inc.](https://appshunter.io/developer/283646712) | [BDO Unibank, Inc.](https://appshunter.io/developer/673015233) |

## What reviewers say

### PayPal

[App page](https://appshunter.io/ios/app/paypal-pay-send-save/id283646709)

**Currently charting:** #4 Top Free · Finance, #54 Top Free (US App Store)

Manage your finances with a secure app for online and in-store shopping, sending money globally, and earning cash back. It also offers savings accounts, cryptocurrency trading, and package tracking.

**Highlights:** Send and receive money globally, Earn cash back offers, Request a debit card, Buy, sell, and hold cryptocurrency, High-yield savings accounts, Track packages

**Features:** Safari Extension, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Extremely effective and reliable crypto recovery service
- 🔒 Secure payment processing
- 💰 Convenient way to send and receive money
- 👍 Easy to use app with simple interface

**What reviewers complain about**

- 🐛 Inconsistent customer support responses
- 🕰️ Slow money transfer times
- 💳 Holds on funds for new accounts
- 🤖 Overly automated with lack of human interaction

**Reported bugs**

- Account limitations and freezes with unclear reasons
- Issues linking bank accounts and cards
- Problems with refunds and chargebacks

**Requested features**

- Faster money transfers
- More transparent policies and fees
- Improved dispute resolution process
- Better customer service accessibility


### BDO Pay

[App page](https://appshunter.io/ios/app/bdo-pay/id6450918577)

This app allows users to make payments, send money, and pay bills directly from their bank accounts or credit cards without needing to cash in. It offers features like QR code payments, free transfers to BDO accounts, and bill payments with no service fees.

**Highlights:** Scan QR Ph codes, Send money for free to BDO accounts, Pay bills with no service fees, Request money from users, Split bills, Buy load, QR withdrawals and deposits

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is PayPal free?

PayPal is free to download, with no in-app purchases.

### Is BDO Pay free?

BDO Pay is free to download, with no in-app purchases.

### Which has better reviews, PayPal or BDO Pay?

PayPal is rated higher. PayPal averages 4.8 out of 5 from 6.3M ratings, while BDO Pay averages 4.8 from 1.2K ratings.

### Do PayPal or BDO Pay have ads?

PayPal shows ads; BDO Pay does not.

### Which is updated more often, PayPal or BDO Pay?

PayPal ships an update weekly, and BDO Pay monthly. Most recently, PayPal was updated on September 24, 2026 and BDO Pay on September 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*