# XpenseTracker vs Spending Tracker

The clearest difference is price: Spending Tracker at Free against XpenseTracker's $4.99. Spending Tracker also leads on review sentiment (95% vs 75%) and device support (5 vs 3). XpenseTracker's advantage is ads (none vs shown) and chart position (#130 vs unranked). On rating, update cadence, in-app purchases and monetization model there is nothing between them.

Spending Tracker is free to download; XpenseTracker costs $4.99 up front. XpenseTracker sells 11 in-app purchases, starting at $3.99 per month and Spending Tracker sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

On the App Store both sit at effectively the same score — 4.7 for XpenseTracker against 4.8 for Spending Tracker. Both are backed by a comparable volume of ratings — 4.9K and 19K respectively. Written reviews are what separate them: 75% of XpenseTracker's written reviews are positive against 95% of Spending Tracker's.

XpenseTracker ships an update monthly, Spending Tracker every 2 months. The most recent releases landed on October 17, 2026 and October 18, 2026 respectively.

## The numbers

| Metric | XpenseTracker | Spending Tracker |
| --- | --- | --- |
| Price | $4.99 | **Free** |
| Rating | [4.7 (4.9K ratings)](https://appshunter.io/ios/app/xpensetracker/id290874373/reviews) | **[4.8 (19K ratings)](https://appshunter.io/ios/app/spending-tracker/id548615579/reviews)** |
| Number of ratings | 4.9K | **19K** |
| Positive reviews | 75.0% of reviews | **94.5% of reviews** |
| In-app purchases | Yes | Yes |
| Ads | **No** | Yes |
| Update frequency | **Monthly** | Every 2 months |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Best chart rank | **#130** | — |
| Size | 57 MB | 50 MB |
| Requires iOS | **11.0** | 15.5 |
| Devices | iPhone, iPad, iPod | **iPhone, iPad, iPod, Mac, Apple Watch** |
| Age rating | 4+ | 4+ |
| Developer | [Silverware Software, LLC](https://appshunter.io/developer/284918924) | [MH Riley Ltd](https://appshunter.io/developer/409695800) |

## What reviewers say

### XpenseTracker

[App page](https://appshunter.io/ios/app/xpensetracker/id290874373)

**Currently charting:** #130 Top Paid · Finance (US App Store)

Easily track mileage and expenses with a comprehensive, user-friendly app. Features customizable categories, photo receipt capture, and multiple export options for desktop integration. Save time and money on financial management.

**Highlights:** Mileage tracking with GPS and odometer options, Expense logging with customizable categories, Photo receipt capture and attachment, Export reports in CSV and PDF formats, Automatic iCloud backup, Password and TouchID protection

**Features:** Vision Pro support

**In-app purchases (11)**

| Purchase | Price | Billing |
| --- | --- | --- |
| AutoTrack Subscription | $3.99 | per month |
| Low Usage-25 scans per month | $8.99 | per month |
| Moderate Usage-50 scans per mo | $12.99 | per month |
| High Usage-100 scans per mo. | $19.99 | per month |
| AutoTrack Subscription | $39.99 | per year |
| Optical Character Recognition | $0.99 | one-time |
| Dropbox Support | $0.99 | one-time |
| File Linking Pro | $0.99 | one-time |
| Mileage Location Awareness | $0.99 | one-time |
| Sync: Device to Device | $3.99 | one-time |
| Ultimate Custom Reports | $3.99 | one-time |

**What reviewers like**

- 🚀 Useful and convenient for tracking expenses
- 👍 Easy to use
- 💡 Customizable categories and reports
- 🚀 Efficient for tax preparation
- 👍 Great customer support

**What reviewers complain about**

- 🐛 Sync issues between devices
- 🐛 Crashes and bugs
- 🔒 Privacy concerns with location tracking
- 💰 Transition to subscription model frustrates users
- 🐛 Inability to save or export data

**Reported bugs**

- Crashes after every expense entry
- Mileage tracking not working consistently
- Inability to reset highest mileage entry
- Expense data not syncing properly
- Expense reports not calculating correctly

**Requested features**

- Ability to import receipts from email
- Integration with accounting software
- More customization options for reports
- Ability to delete expense categories
- Offline mode for data entry


### Spending Tracker

[App page](https://appshunter.io/ios/app/spending-tracker/id548615579)

Easily track your expenses and income to gain control over your finances. Set budgets, view spending summaries, and generate reports with interactive charts. Take the first step towards saving money by understanding where your money goes.

**Highlights:** Simple and intuitive interface, Flexible time period tracking (Weekly, Monthly, Yearly), Budget mode with carry-over, Summary view of spending progress, Log expenses and income, Editable spending and income categories, Interactive charts and reports

**Features:** Family Sharing, Apple Watch app

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Pro Upgrade | $2.99 | one-time |

**What reviewers like**

- 👍 Easy to use
- 📊 Helpful reports and charts
- 💰 One-time fee for premium features
- 🔁 Recurring transactions
- 🗂️ Multiple accounts and categories

**What reviewers complain about**

- 🐛 Occasional syncing issues
- 🔢 Lack of fortnightly budget option
- 🗂️ Difficulty deleting unused categories
- 💰 Paid upgrade required for some features
- 📈 Limited budget tracking within categories

**Reported bugs**

- Transactions sometimes entered in wrong order
- Backup and restore functionality not always reliable

**Requested features**

- Add ability to split transactions into multiple categories
- Incorporate currency conversion and exchange rates
- Allow family/shared account access and updates
- Implement a 'Debt' category to track loan payments
- Add option to take photos of receipts and attach to transactions


## Frequently asked questions

### Is XpenseTracker free?

XpenseTracker costs $4.99, and also offers in-app purchases.

### Is Spending Tracker free?

Spending Tracker is free to download, with in-app purchases available.

### Which has better reviews, XpenseTracker or Spending Tracker?

Spending Tracker is rated higher. XpenseTracker averages 4.7 out of 5 from 4.9K ratings, while Spending Tracker averages 4.8 from 19K ratings.

### Do XpenseTracker or Spending Tracker have ads?

Spending Tracker shows ads; XpenseTracker does not.

### Which is updated more often, XpenseTracker or Spending Tracker?

XpenseTracker ships an update monthly, and Spending Tracker every 2 months. Most recently, XpenseTracker was updated on October 17, 2026 and Spending Tracker on October 18, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*