# RECalc Pro vs Mortgage Calculator +

The clearest difference is price: Mortgage Calculator + at Free against RECalc Pro's $0.99. Mortgage Calculator + also leads on update cadence (every 3 weeks vs every 5 months). RECalc Pro's advantage is in-app purchases (none vs 1) and review sentiment (86% vs 68%). On rating, ratings volume, ads and device support there is nothing between them.

Mortgage Calculator + is free to download; RECalc Pro costs $0.99 up front. Mortgage Calculator + sells 1 one-off in-app purchase. RECalc Pro asks for nothing beyond the download.

RECalc Pro holds the better App Store score, 4.8 against 4.6. Both are backed by a comparable volume of ratings — 385 and 233 respectively. Written reviews point the same way: 86% of RECalc Pro's written reviews are positive against 68% of Mortgage Calculator +'s.

RECalc Pro ships an update every 5 months, Mortgage Calculator + every 3 weeks. Both last shipped on October 24, 2026.

## The numbers

| Metric | RECalc Pro | Mortgage Calculator + |
| --- | --- | --- |
| Price | $0.99 | **Free** |
| Rating | **[4.8 (385 ratings)](https://appshunter.io/ios/app/recalc-pro/id291821697/reviews)** | [4.6 (233 ratings)](https://appshunter.io/ios/app/mortgage-calculator-plus/id974051921/reviews) |
| Number of ratings | **385** | 233 |
| Positive reviews | **86.1% of reviews** | 67.9% of reviews |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 5 months | **Every 3 weeks** |
| Monetization | Paid | **Free with in-app purchases** |
| Best chart rank | **#36** | — |
| Size | 2 MB | 2 MB |
| Requires iOS | **13.0** | 16.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [3magic](https://appshunter.io/developer/291821700) | [Adam Fahlman](https://appshunter.io/developer/974051920) |

## What reviewers say

### RECalc Pro

[App page](https://appshunter.io/ios/app/recalc-pro/id291821697)

**Currently charting:** #36 Top Paid · Finance (US App Store)

Calculate mortgage loan details like monthly payments, interest rates, and loan amounts. It also functions as a standard calculator and can factor in property taxes, insurance, and down payments. View detailed loan summaries and amortization tables.

**Highlights:** Mortgage loan calculations, Standard mathematical calculator, Includes property tax and insurance, Supports semi-annual compounding, Loan summary and amortization table, Save and email loan data

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Fast and easy mortgage calculations
- 👍 Intuitive and user-friendly interface
- ✅ Reliable and works as expected
- 💰 Great value for the price
- 📱 Useful for professionals on the go

**What reviewers complain about**

- 🐛 App crashes frequently
- 🎨 Unprofessional color scheme
- 📉 Does not consider down payment and annual taxes
- ➕ Basic arithmetic operations not working correctly

**Reported bugs**

- App crashes when touching the 'go' arrow
- Basic arithmetic operations ('+', '-', 'x', '/') do not work properly
- Input screen has changed to unprofessional colors

**Requested features**

- Add HOA fees and other fixed monthly costs
- Add yearly subtotal option
- Add balloon payment option
- Add cumulative totals after each year on Amortization Schedule
- Add option to add upfront MIP on FHA loans


### Mortgage Calculator +

[App page](https://appshunter.io/ios/app/mortgage-calculator-plus/id974051921)

Calculate mortgage payments with flexible frequencies and include additional costs like taxes and insurance. Explore interest savings, view amortization schedules, and compare multiple loan scenarios. Save, sync, and export your calculations for easy sharing.

**Highlights:** Flexible payment frequencies (weekly, bi-weekly, monthly), Include taxes, insurance, and utilities, Calculate interest savings with increased payments, Detailed amortization schedule, Save and compare multiple mortgage calculations, iCloud sync and PDF export

**Features:** macOS Compatibility, Family Sharing

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Pro Export | $1.99 | one-time |

**What reviewers like**

- 👍 Simple and easy to use
- ✨ Clean and uncluttered design
- 🚀 Quick calculations
- 💡 Ability to save scenarios
- 🚫 No intrusive ads

**What reviewers complain about**

- 📉 Missing key mortgage components (taxes, insurance, PMI, escrow)
- ❌ Bi-weekly calculation incorrect
- 🤔 Yearly amortization not useful for comparison
- 💸 Basic calculations can be done elsewhere (Excel)

**Reported bugs**

- Bi-weekly calculation is incorrect

**Requested features**

- Interest only calculation
- Monthly amortization breakout (principal, interest, balance)
- Add yearly totals for taxes and insurance
- Property tax field
- Escrow option


## Frequently asked questions

### Is RECalc Pro free?

RECalc Pro costs $0.99, with no in-app purchases.

### Is Mortgage Calculator + free?

Mortgage Calculator + is free to download, with in-app purchases available.

### Which has better reviews, RECalc Pro or Mortgage Calculator +?

RECalc Pro is rated higher. RECalc Pro averages 4.8 out of 5 from 385 ratings, while Mortgage Calculator + averages 4.6 from 233 ratings.

### Do RECalc Pro or Mortgage Calculator + have ads?

Neither RECalc Pro nor Mortgage Calculator + shows ads.

### Which is updated more often, RECalc Pro or Mortgage Calculator +?

RECalc Pro ships an update every 5 months, and Mortgage Calculator + every 3 weeks. Most recently, RECalc Pro was updated on October 24, 2026 and Mortgage Calculator + on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*