# Compoundee vs owed +

The clearest difference is review sentiment: Compoundee at 97% against owed +'s 50%. Compoundee also leads on rating (5.0 vs 4.4) and ratings volume (127 vs 7). owed +'s advantage is update cadence (every 2 weeks vs every 4 months) and price ($0.99 vs $2.99). On ads, in-app purchases, monetization model and device support there is nothing between them.

Compoundee costs $2.99 and owed + $0.99 up front. Neither carries in-app purchases, so what you see is what you pay.

Compoundee holds the better App Store score, 5.0 against 4.4. That said, the two scores are not equally well evidenced: Compoundee has 127 ratings behind it against 7, so its average is the more settled of the two. Written reviews point the same way: 97% of Compoundee's written reviews are positive against 50% of owed +'s.

Compoundee ships an update every 4 months, owed + every 2 weeks. The most recent releases landed on October 11, 2026 and September 29, 2026 respectively.

## The numbers

| Metric | Compoundee | owed + |
| --- | --- | --- |
| Price | $2.99 | **$0.99** |
| Rating | **[5.0 (127 ratings)](https://appshunter.io/ios/app/compoundee/id292775676/reviews)** | [4.4 (7 ratings)](https://appshunter.io/ios/app/owed-plus/id6752716669/reviews) |
| Number of ratings | **127** | 7 |
| Positive reviews | **97.0% of reviews** | 50.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 4 months | **Every 2 weeks** |
| Monetization | Paid | Paid |
| Best chart rank | **#119** | — |
| Size | 19 MB | 25 MB |
| Requires iOS | **10.0** | 18.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 17+ |
| Developer | [GoodHumans](https://appshunter.io/developer/292775679) | [Josh Gdovin](https://appshunter.io/developer/875672888) |

## What reviewers say

### Compoundee

[App page](https://appshunter.io/ios/app/compoundee/id292775676)

**Currently charting:** #119 Top Paid · Finance (US App Store)

This financial calculator helps users solve compound interest, annuity, and time value of money problems. Easily project savings and investments, adjust variables to meet financial goals, and understand the impact of inflation and taxes. Its user-friendly interface makes complex calculations accessible to everyone.

**Highlights:** Compound interest calculations, Annuity and TVOM solver, Goal-based financial planning, Inflation and tax adjustments, Amortization details per period, Email calculations, Save and bookmark calculations

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use and understand
- 💡 Calculates future value of investments
- 💡 Useful for retirement planning
- 💡 Handles various financial scenarios
- 💡 Good for budgeting and investing discussions

**What reviewers complain about**

- 🐛 UI could use an update
- 🐛 App seems abandoned
- 🐛 App closes immediately on opening (for one user)
- 🐛 Accuracy issues with shorter compounding periods/longer durations (30/360 day convention)
- 🐛 Simplistic calculations could be done in Excel (for one user's needs)

**Reported bugs**

- App closes every time it's opened
- Calculations based on a 30/360 day convention lead to accuracy issues with shorter compounding periods and/or longer duration

**Requested features**

- UI update
- Add withdrawal function
- Update to address accuracy issue with 30/360 day convention


### owed +

[App page](https://appshunter.io/ios/app/owed-plus/id6752716669)

Easily track and settle debts with a modern, user-friendly interface. Send payment requests via text for popular payment apps and personalize your experience with custom icons. A helpful guide is available to assist you.

**Highlights:** Cross-platform access, Enhanced visibility with color palettes, Request money via text message, Personalize app icon, Helpful guide mascot

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Compoundee free?

Compoundee costs $2.99, with no in-app purchases.

### Is owed + free?

owed + costs $0.99, with no in-app purchases.

### Which has better reviews, Compoundee or owed +?

Compoundee is rated higher. Compoundee averages 5.0 out of 5 from 127 ratings, while owed + averages 4.4 from 7 ratings.

### Do Compoundee or owed + have ads?

Neither Compoundee nor owed + shows ads.

### Which is updated more often, Compoundee or owed +?

Compoundee ships an update every 4 months, and owed + every 2 weeks. Most recently, Compoundee was updated on October 11, 2026 and owed + on September 29, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*