# Finance Formulator vs Terrabank Mobile For Consumer

The clearest difference is review sentiment: Finance Formulator at 75% against Terrabank Mobile For Consumer's 0%. Finance Formulator also leads on update cadence (every 3 months vs every 6 months). Terrabank Mobile For Consumer's advantage is rating (4.8 vs 3.0) and in-app purchases (none vs 1). On price, ads, monetization model and device support there is nothing between them.

Both are free to download. Finance Formulator sells 1 one-off in-app purchase. Terrabank Mobile For Consumer asks for nothing beyond the download.

Terrabank Mobile For Consumer holds the better App Store score, 4.8 against 3.0. That said, the two scores are not equally well evidenced: Terrabank Mobile For Consumer has 92 ratings behind it against 2, so its average is the more settled of the two. Written reviews complicate that: 75% of Finance Formulator's written reviews are positive against 0% of Terrabank Mobile For Consumer's, so the app with the better star average is not the one people write more warmly about.

Finance Formulator ships an update every 3 months, Terrabank Mobile For Consumer every 6 months. Both last shipped on October 6, 2026.

## The numbers

| Metric | Finance Formulator | Terrabank Mobile For Consumer |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.0 (2 ratings)](https://appshunter.io/ios/app/finance-formulator/id294194640/reviews) | **[4.8 (92 ratings)](https://appshunter.io/ios/app/terrabank-mobile-for-consumer/id1569634903/reviews)** |
| Number of ratings | 2 | **92** |
| Positive reviews | **75.0% of reviews** | 0.0% of reviews |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | **Every 3 months** | Every 6 months |
| Monetization | Free | Free |
| Size | 18 MB | 122 MB |
| Requires iOS | 18.6 | **14.7** |
| Devices | iPhone, iPad | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Historycentral.com](https://appshunter.io/developer/1744330560) | [Terrabank, N.A.](https://appshunter.io/developer/1033277350) |

## What reviewers say

### Finance Formulator

[App page](https://appshunter.io/ios/app/finance-formulator/id294194640)

Access over 100 financial formulas with live market data. Calculate mortgages, loans, stock performance, and business metrics. Compare scenarios and track portfolios with real-time currency conversion.

**Highlights:** 100+ financial formulas, Live stock quotes, Real-time currency conversion, Portfolio tracking, Scenario comparison, Interactive charts, Save and share calculations

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Finance Formulator Pro | $2.99 | one-time |


### Terrabank Mobile For Consumer

[App page](https://appshunter.io/ios/app/terrabank-mobile-for-consumer/id1569634903)

Securely manage your finances on the go. Check account balances, review recent transactions, transfer funds, pay bills, and deposit checks with ease. Protect your accounts using advanced security features like Face ID.

**Highlights:** Check balances and transactions, Secure sign-on with Face ID, Send money with Zelle, Transfer funds to external accounts, Deposit checks via mobile, Pay bills online

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Finance Formulator free?

Finance Formulator is free to download, with in-app purchases available.

### Is Terrabank Mobile For Consumer free?

Terrabank Mobile For Consumer is free to download, with no in-app purchases.

### Which has better reviews, Finance Formulator or Terrabank Mobile For Consumer?

Terrabank Mobile For Consumer is rated higher. Finance Formulator averages 3.0 out of 5 from 2 ratings, while Terrabank Mobile For Consumer averages 4.8 from 92 ratings.

### Do Finance Formulator or Terrabank Mobile For Consumer have ads?

Neither Finance Formulator nor Terrabank Mobile For Consumer shows ads.

### Which is updated more often, Finance Formulator or Terrabank Mobile For Consumer?

Finance Formulator ships an update every 3 months, and Terrabank Mobile For Consumer every 6 months. Most recently, Finance Formulator was updated on October 6, 2026 and Terrabank Mobile For Consumer on October 6, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*