# CashFlow LT vs Accounts 3 Lite

The clearest difference is ads: Accounts 3 Lite at none against CashFlow LT's shown. Accounts 3 Lite also leads on ratings volume (225 vs 7) and monetization model (free vs ad-supported). CashFlow LT's advantage is review sentiment (79% vs 47%) and rating (5.0 vs 4.7). On price, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

CashFlow LT holds the better App Store score, 5.0 against 4.7. That said, the two scores are not equally well evidenced: Accounts 3 Lite has 225 ratings behind it against 7, so its average is the more settled of the two. Written reviews point the same way: 79% of CashFlow LT's written reviews are positive against 47% of Accounts 3 Lite's.

CashFlow LT ships an update every 10 days, Accounts 3 Lite every 3 weeks. The most recent releases landed on October 13, 2026 and October 14, 2026 respectively.

## The numbers

| Metric | CashFlow LT | Accounts 3 Lite |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (7 ratings)](https://appshunter.io/ios/app/cashflow-lt/id294304828/reviews)** | [4.7 (225 ratings)](https://appshunter.io/ios/app/accounts-3-lite-checkbook/id1644525607/reviews) |
| Number of ratings | 7 | **225** |
| Positive reviews | **78.6% of reviews** | 46.8% of reviews |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | **Every 10 days** | Every 3 weeks |
| Monetization | Ad-supported | **Free** |
| Size | 15 MB | 10 MB |
| Requires iOS | **14.1** | 26.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Takuya Murakami](https://appshunter.io/developer/290776110) | [SVT Software](https://appshunter.io/developer/286029963) |

## What reviewers say

### CashFlow LT

[App page](https://appshunter.io/ios/app/cashflow-lt/id294304828)

Manage your daily finances by tracking income and expenses across various accounts like cash, bank, and credit cards. Generate reports and export your data in multiple formats for easy PC integration and backup.

**Highlights:** Record daily income and expenses, Manage multiple cash, bank, and credit card accounts, Generate daily, weekly, monthly, and annual reports, Export data to CSV and OFX formats, Backup and restore via Dropbox

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Simple and intuitive user interface
- ⚡ Easy and quick transaction entry
- 💰 Free version with robust features
- 📊 Multiple account tracking capability
- 📈 Useful spending reports and analytics

**What reviewers complain about**

- 🐛 Frequent crashes after updates
- ⚠️ Crashes after each transaction entry
- 🚫 No recurring/recurring transaction support
- 📥 No automatic bank import feature
- 🔒 Lacks password protection option

**Reported bugs**

- App crashes after every entry
- Balance doesn't update when items deleted
- Decimal places rounding incorrectly
- Numbers greater than 1000 display incorrectly in reports
- International character encoding issues in exports

**Requested features**

- Recurring transaction automation
- Automatic bank transaction import
- Password protection/security lock
- Multiple currency symbol support
- Receipt photo attachment capability


### Accounts 3 Lite

[App page](https://appshunter.io/ios/app/accounts-3-lite-checkbook/id1644525607)

Manage your personal finances with this intuitive checkbook replacement app. Track daily transactions, schedule recurring payments, and capture photo receipts. Visualize your spending with detailed reports and graphs, and export your data for desktop use.

**Highlights:** Schedule recurring transactions, Capture photo receipts, Generate financial reports and graphs, Reconcile transactions with bank statements, Export data in CSV, QIF, and HTML, Supports Touch and Face ID, Split transactions across categories

**Features:** Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use checkbook register
- 👍 Helpful for personal finance
- 👍 Good for simple tracking
- 👍 Keeps all budget information
- 👍 Works well for personal needs

**What reviewers complain about**

- 😠 Persistent pop-ups
- 😠 Forceful upgrade prompts
- 😠 No sub-accounts
- 😠 Recurring charges not included in total outstanding
- 😠 Sync issues causing data loss

**Reported bugs**

- Pop-ups for paid versions
- Sync issues deleting transactions
- Recurring transaction memos not updating correctly
- Recurring screen starting date/time squished

**Requested features**

- Add total outstanding balance with recurring charges
- Import PDF files for checks
- Add sub-accounts
- Add PDF support for checks
- Add recurring transfers between accounts


## Frequently asked questions

### Is CashFlow LT free?

CashFlow LT is free to download, with no in-app purchases.

### Is Accounts 3 Lite free?

Accounts 3 Lite is free to download, with no in-app purchases.

### Which has better reviews, CashFlow LT or Accounts 3 Lite?

CashFlow LT is rated higher. CashFlow LT averages 5.0 out of 5 from 7 ratings, while Accounts 3 Lite averages 4.7 from 225 ratings.

### Do CashFlow LT or Accounts 3 Lite have ads?

CashFlow LT shows ads; Accounts 3 Lite does not.

### Which is updated more often, CashFlow LT or Accounts 3 Lite?

CashFlow LT ships an update every 10 days, and Accounts 3 Lite every 3 weeks. Most recently, CashFlow LT was updated on October 13, 2026 and Accounts 3 Lite on October 14, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*