# St.George Mobile Banking vs BT Panorama

The clearest difference is monetization model: BT Panorama at free against St.George Mobile Banking's free with in-app purchases. On price, review sentiment, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

St.George Mobile Banking ships an update every 3 months, BT Panorama every 4 months. The most recent releases landed on November 6, 2026 and November 1, 2026 respectively.

## The numbers

| Metric | St.George Mobile Banking | BT Panorama |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[2.9 (15 ratings)](https://appshunter.io/ios/app/stgeorge-mobile-banking/id294380705/reviews)** | — |
| Number of ratings | **15** | — |
| Positive reviews | 19.3% of reviews | **22.7% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 3 months** | Every 4 months |
| Monetization | Free with in-app purchases | **Free** |
| Size | 83 MB | 52 MB |
| Requires iOS | 16.0 | **15.1** |
| Devices | **iPhone, iPad, Apple Watch** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [St.George Bank Limited](https://appshunter.io/developer/294380708) | [BT Financial Group Pty Ltd](https://appshunter.io/developer/592988289) |

## What reviewers say

### St.George Mobile Banking

[App page](https://appshunter.io/ios/app/stgeorge-mobile-banking/id294380705)

Manage your finances securely and conveniently from your mobile device. Open accounts, make payments, track spending with categorization, and access everyday banking tools like card management and a branch locator.

**Highlights:** Open accounts in minutes, Fast and secure payments, Schedule future transfers, Track spending by category, Set up spending notifications, Activate, lock, or cancel cards, ATM and branch finder

**Features:** macOS Compatibility, Apple Wallet, Apple Watch app

**In-app purchases:** none

**What reviewers like**

- ✅ Basic banking functions work reliably (transfers, bill payments)
- 🔒 Secure and trustworthy for core operations
- 👍 Easy navigation for simple tasks
- 💼 Useful for overseas banking
- ⏱️ Convenient mobile banking access

**What reviewers complain about**

- 🐛 Frequent app crashes and freezes
- 🔄 Constant forced logouts
- ⚠️ Outdated and clunky user interface
- 🔐 Poor password security standards (max 12 characters, no special characters)
- ❌ Password manager incompatible (cannot paste passwords)

**Reported bugs**

- App freezes and requires reinstallation
- Face ID fails intermittently and resets frequently
- Login fails with 'cancelled' message after entering credentials
- Spinning wheel of death (loading indefinitely)
- Blank white screens when accessing features

**Requested features**

- Update widget for iOS 18 compatibility
- Restore quick balance home screen widget
- Add digital card to Apple Wallet support
- Implement savings goals and tracking features
- Add password manager support (allow paste functionality)


### BT Panorama

[App page](https://appshunter.io/ios/app/bt-panorama/id1000509933)

Access and manage your investment accounts on the go. View portfolio performance, trade securities, make payments, and get market insights. Secure login options and virtual assistant support are available.

**Highlights:** View portfolio balance and performance, Trade listed securities and managed funds, Make payments and schedule transactions, Access market information and ESG data, Secure login with biometrics, Virtual assistant support

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use and navigate
- 👍 Great app functionality
- 👍 Good market information
- 👍 Reliable for tracking balances
- 👍 Powerful functionality

**What reviewers complain about**

- 🐛 Frequent login issues
- 🐛 App crashes often
- 🐛 Technical difficulties/maintenance
- 🐛 Inaccessible frequently
- 🐛 Updates cause problems

**Reported bugs**

- Forced to update frequently
- Facial recognition and PIN issues
- App crashes when accessing certain areas
- App shuts down when accessing beneficiaries
- Login issues after updates

**Requested features**

- Display term deposits in maturity date order
- 24/7 online chat support
- Compare super performance against ASX 200
- Face recognition login
- Dark mode option


## Frequently asked questions

### Is St.George Mobile Banking free?

St.George Mobile Banking is free to download, with no in-app purchases.

### Is BT Panorama free?

BT Panorama is free to download, with no in-app purchases.

### Do St.George Mobile Banking or BT Panorama have ads?

Neither St.George Mobile Banking nor BT Panorama shows ads.

### Which is updated more often, St.George Mobile Banking or BT Panorama?

St.George Mobile Banking ships an update every 3 months, and BT Panorama every 4 months. Most recently, St.George Mobile Banking was updated on November 6, 2026 and BT Panorama on November 1, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*