# St.George Mobile Banking vs ANZ Digital Key

The clearest difference is rating: ANZ Digital Key at 4.0 against St.George Mobile Banking's 2.9. ANZ Digital Key also leads on monetization model (free vs free with in-app purchases). St.George Mobile Banking's advantage is device support (3 vs 1) and ratings volume (15 vs 4). On price, review sentiment, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ANZ Digital Key holds the better App Store score, 4.0 against 2.9. Both are backed by a comparable volume of ratings — 15 and 4 respectively. Written reviews point the same way: 19% of St.George Mobile Banking's written reviews are positive against 25% of ANZ Digital Key's.

St.George Mobile Banking ships an update every 3 months, ANZ Digital Key every 5 months. The most recent releases landed on October 29, 2026 and October 15, 2026 respectively.

## The numbers

| Metric | St.George Mobile Banking | ANZ Digital Key |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [2.9 (15 ratings)](https://appshunter.io/ios/app/stgeorge-mobile-banking/id294380705/reviews) | **[4.0 (4 ratings)](https://appshunter.io/ios/app/anz-digital-key/id1352218608/reviews)** |
| Number of ratings | **15** | 4 |
| Positive reviews | 19.3% of reviews | **25.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 3 months** | Every 5 months |
| Monetization | Free with in-app purchases | **Free** |
| Size | 83 MB | 55 MB |
| Requires iOS | **16.0** | 16.4 |
| Devices | **iPhone, iPad, Apple Watch** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [St.George Bank Limited](https://appshunter.io/developer/294380708) | [ANZ Banking Group Limited](https://appshunter.io/developer/351748977) |

## What reviewers say

### St.George Mobile Banking

[App page](https://appshunter.io/ios/app/stgeorge-mobile-banking/id294380705)

Manage your finances securely and conveniently from your mobile device. Open accounts, make payments, track spending with categorization, and access everyday banking tools like card management and a branch locator.

**Highlights:** Open accounts in minutes, Fast and secure payments, Schedule future transfers, Track spending by category, Set up spending notifications, Activate, lock, or cancel cards, ATM and branch finder

**Features:** macOS Compatibility, Apple Wallet, Apple Watch app

**In-app purchases:** none

**What reviewers like**

- ✅ Basic banking functions work reliably (transfers, bill payments)
- 🔒 Secure and trustworthy for core operations
- 👍 Easy navigation for simple tasks
- 💼 Useful for overseas banking
- ⏱️ Convenient mobile banking access

**What reviewers complain about**

- 🐛 Frequent app crashes and freezes
- 🔄 Constant forced logouts
- ⚠️ Outdated and clunky user interface
- 🔐 Poor password security standards (max 12 characters, no special characters)
- ❌ Password manager incompatible (cannot paste passwords)

**Reported bugs**

- App freezes and requires reinstallation
- Face ID fails intermittently and resets frequently
- Login fails with 'cancelled' message after entering credentials
- Spinning wheel of death (loading indefinitely)
- Blank white screens when accessing features

**Requested features**

- Update widget for iOS 18 compatibility
- Restore quick balance home screen widget
- Add digital card to Apple Wallet support
- Implement savings goals and tracking features
- Add password manager support (allow paste functionality)


### ANZ Digital Key

[App page](https://appshunter.io/ios/app/anz-digital-key/id1352218608)

Securely log in and approve transactions for specific ANZ digital channels using biometric authentication or a PIN. This free app offers a faster and more convenient way to manage your banking securely.

**Highlights:** Biometric login (Face ID, Fingerprint ID), PIN authentication, Secure transaction approval, Faster banking access, Enhanced channel security

**In-app purchases:** none


## Frequently asked questions

### Is St.George Mobile Banking free?

St.George Mobile Banking is free to download, with no in-app purchases.

### Is ANZ Digital Key free?

ANZ Digital Key is free to download, with no in-app purchases.

### Which has better reviews, St.George Mobile Banking or ANZ Digital Key?

ANZ Digital Key is rated higher. St.George Mobile Banking averages 2.9 out of 5 from 15 ratings, while ANZ Digital Key averages 4.0 from 4 ratings.

### Do St.George Mobile Banking or ANZ Digital Key have ads?

Neither St.George Mobile Banking nor ANZ Digital Key shows ads.

### Which is updated more often, St.George Mobile Banking or ANZ Digital Key?

St.George Mobile Banking ships an update every 3 months, and ANZ Digital Key every 5 months. Most recently, St.George Mobile Banking was updated on October 29, 2026 and ANZ Digital Key on October 15, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*