# St.George Mobile Banking vs HESTA

The clearest difference is review sentiment: HESTA at 48% against St.George Mobile Banking's 19%. HESTA also leads on monetization model (free vs free with in-app purchases) and update cadence (monthly vs every 3 months). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

St.George Mobile Banking ships an update every 3 months, HESTA monthly. The most recent releases landed on October 31, 2026 and November 3, 2026 respectively.

## The numbers

| Metric | St.George Mobile Banking | HESTA |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[2.9 (15 ratings)](https://appshunter.io/ios/app/stgeorge-mobile-banking/id294380705/reviews)** | — |
| Number of ratings | **15** | — |
| Positive reviews | 19.3% of reviews | **47.6% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 months | **Monthly** |
| Monetization | Free with in-app purchases | **Free** |
| Size | 83 MB | 60 MB |
| Requires iOS | 16.0 | **15.6** |
| Devices | **iPhone, iPad, Apple Watch** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [St.George Bank Limited](https://appshunter.io/developer/294380708) | [HESTA](https://appshunter.io/developer/668945973) |

## What reviewers say

### St.George Mobile Banking

[App page](https://appshunter.io/ios/app/stgeorge-mobile-banking/id294380705)

Manage your finances securely and conveniently from your mobile device. Open accounts, make payments, track spending with categorization, and access everyday banking tools like card management and a branch locator.

**Highlights:** Open accounts in minutes, Fast and secure payments, Schedule future transfers, Track spending by category, Set up spending notifications, Activate, lock, or cancel cards, ATM and branch finder

**Features:** macOS Compatibility, Apple Wallet, Apple Watch app

**In-app purchases:** none

**What reviewers like**

- ✅ Basic banking functions work reliably (transfers, bill payments)
- 🔒 Secure and trustworthy for core operations
- 👍 Easy navigation for simple tasks
- 💼 Useful for overseas banking
- ⏱️ Convenient mobile banking access

**What reviewers complain about**

- 🐛 Frequent app crashes and freezes
- 🔄 Constant forced logouts
- ⚠️ Outdated and clunky user interface
- 🔐 Poor password security standards (max 12 characters, no special characters)
- ❌ Password manager incompatible (cannot paste passwords)

**Reported bugs**

- App freezes and requires reinstallation
- Face ID fails intermittently and resets frequently
- Login fails with 'cancelled' message after entering credentials
- Spinning wheel of death (loading indefinitely)
- Blank white screens when accessing features

**Requested features**

- Update widget for iOS 18 compatibility
- Restore quick balance home screen widget
- Add digital card to Apple Wallet support
- Implement savings goals and tracking features
- Add password manager support (allow paste functionality)


### HESTA

[App page](https://appshunter.io/ios/app/hesta/id1663706652)

Manage your superannuation account securely and conveniently from your mobile device. Access your balance, track investments, update details, and view transaction history anytime, anywhere.

**Highlights:** View account balance, Track investment returns, Update contact details, View contributions, Access fund details, Make after-tax contributions, Download statements

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is St.George Mobile Banking free?

St.George Mobile Banking is free to download, with no in-app purchases.

### Is HESTA free?

HESTA is free to download, with no in-app purchases.

### Do St.George Mobile Banking or HESTA have ads?

Neither St.George Mobile Banking nor HESTA shows ads.

### Which is updated more often, St.George Mobile Banking or HESTA?

St.George Mobile Banking ships an update every 3 months, and HESTA monthly. Most recently, St.George Mobile Banking was updated on October 31, 2026 and HESTA on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*