# St.George Mobile Banking vs Westpac

The clearest difference is rating: Westpac at 4.6 against St.George Mobile Banking's 2.9. Westpac also leads on update cadence (every 2 weeks vs every 3 months) and ratings volume (356 vs 15). St.George Mobile Banking's advantage is ads (none vs shown). On price, in-app purchases, monetization model and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Westpac holds the better App Store score, 4.6 against 2.9. That said, the two scores are not equally well evidenced: Westpac has 356 ratings behind it against 15, so its average is the more settled of the two. Written reviews point the same way: 19% of St.George Mobile Banking's written reviews are positive against 33% of Westpac's.

St.George Mobile Banking ships an update every 3 months, Westpac every 2 weeks. The most recent releases landed on October 31, 2026 and November 1, 2026 respectively.

## The numbers

| Metric | St.George Mobile Banking | Westpac |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [2.9 (15 ratings)](https://appshunter.io/ios/app/stgeorge-mobile-banking/id294380705/reviews) | **[4.6 (356 ratings)](https://appshunter.io/ios/app/westpac/id299111811/reviews)** |
| Number of ratings | 15 | **356** |
| Positive reviews | 19.3% of reviews | **33.4% of reviews** |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | Every 3 months | **Every 2 weeks** |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Size | 83 MB | 264 MB |
| Requires iOS | 16.0 | 16.0 |
| Devices | **iPhone, iPad, Apple Watch** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [St.George Bank Limited](https://appshunter.io/developer/294380708) | [Westpac Banking Corporation](https://appshunter.io/developer/299111814) |

## What reviewers say

### St.George Mobile Banking

[App page](https://appshunter.io/ios/app/stgeorge-mobile-banking/id294380705)

Manage your finances securely and conveniently from your mobile device. Open accounts, make payments, track spending with categorization, and access everyday banking tools like card management and a branch locator.

**Highlights:** Open accounts in minutes, Fast and secure payments, Schedule future transfers, Track spending by category, Set up spending notifications, Activate, lock, or cancel cards, ATM and branch finder

**Features:** macOS Compatibility, Apple Wallet, Apple Watch app

**In-app purchases:** none

**What reviewers like**

- ✅ Basic banking functions work reliably (transfers, bill payments)
- 🔒 Secure and trustworthy for core operations
- 👍 Easy navigation for simple tasks
- 💼 Useful for overseas banking
- ⏱️ Convenient mobile banking access

**What reviewers complain about**

- 🐛 Frequent app crashes and freezes
- 🔄 Constant forced logouts
- ⚠️ Outdated and clunky user interface
- 🔐 Poor password security standards (max 12 characters, no special characters)
- ❌ Password manager incompatible (cannot paste passwords)

**Reported bugs**

- App freezes and requires reinstallation
- Face ID fails intermittently and resets frequently
- Login fails with 'cancelled' message after entering credentials
- Spinning wheel of death (loading indefinitely)
- Blank white screens when accessing features

**Requested features**

- Update widget for iOS 18 compatibility
- Restore quick balance home screen widget
- Add digital card to Apple Wallet support
- Implement savings goals and tracking features
- Add password manager support (allow paste functionality)


### Westpac

[App page](https://appshunter.io/ios/app/westpac/id299111811)

Manage your finances with a secure and smart banking application. It offers tools for everyday banking, money management, and insights to boost your financial confidence. Seamlessly switch between personal and business accounts.

**Highlights:** Secure banking, Smart tools, Money management, Financial insights, Personal and business banking, Easy payments

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 🚀 Quick and efficient
- 🔒 Secure banking
- 👍 User-friendly interface
- 💡 Convenient features like cardless cash withdrawals

**What reviewers complain about**

- 🐛 Crashes and freezes
- 🔑 Login issues due to customer ID format limitations
- 🕰️ Slow performance and loading times
- 🤖 Unreliable chatbot/virtual assistant
- 💤 Frequent log-outs and loss of saved login details

**Reported bugs**

- Inability to log in due to customer ID format issues
- Transactions not displaying correctly or in the right order
- Repeated crashes and freezes, especially after updates
- Quick balance feature not working reliably

**Requested features**

- Dark mode option
- Improved transaction history and budgeting tools
- Support for Apple Pay and other mobile payment options
- Better notification system for account activity
- Ability to customize app layout and features


## Frequently asked questions

### Is St.George Mobile Banking free?

St.George Mobile Banking is free to download, with no in-app purchases.

### Is Westpac free?

Westpac is free to download, with no in-app purchases.

### Which has better reviews, St.George Mobile Banking or Westpac?

Westpac is rated higher. St.George Mobile Banking averages 2.9 out of 5 from 15 ratings, while Westpac averages 4.6 from 356 ratings.

### Do St.George Mobile Banking or Westpac have ads?

Westpac shows ads; St.George Mobile Banking does not.

### Which is updated more often, St.George Mobile Banking or Westpac?

St.George Mobile Banking ships an update every 3 months, and Westpac every 2 weeks. Most recently, St.George Mobile Banking was updated on October 31, 2026 and Westpac on November 1, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*