# PayBack vs Split

The clearest difference is update cadence: Split at fortnightly against PayBack's monthly. PayBack's advantage is iOS requirement (13.0 vs 17.0). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. PayBack sells 1 one-off in-app purchase and Split sells 1 in-app purchase, starting at $8.99 per year. Whichever you choose, the download price is not the number that matters.

PayBack ships an update monthly, Split fortnightly. The most recent releases landed on September 9, 2026 and September 5, 2026 respectively.

## The numbers

| Metric | PayBack | Split |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (5 ratings)](https://appshunter.io/ios/app/payback/id294486937/reviews)** | — |
| Number of ratings | **5** | — |
| Positive reviews | 82.9% of reviews | — |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Monthly | **Fortnightly** |
| Monetization | Free | — |
| Size | 2 MB | 8 MB |
| Requires iOS | **13.0** | 17.0 |
| Devices | **iPhone, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Andrew Cunningham](https://appshunter.io/developer/294486940) | [Theo Sementa](https://appshunter.io/developer/1608409500) |

## What reviewers say

### PayBack

[App page](https://appshunter.io/ios/app/payback/id294486937)

This app helps you easily track and settle shared expenses after group trips. It calculates who owes whom and minimizes the number of transactions needed for everyone to settle up, ensuring friendships remain intact.

**Highlights:** Track shared expenses, Calculate debts automatically, Minimize settlement transactions, Ideal for group trips, User-friendly interface

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Remove Banner Ads | $0.99 | one-time |


### Split

[App page](https://appshunter.io/ios/app/split-expense-sharing/id6504157641)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Split member | $8.99 | per year |


## Frequently asked questions

### Is PayBack free?

PayBack is free to download, with in-app purchases available.

### Is Split free?

Split is free to download, with in-app purchases available.

### Do PayBack or Split have ads?

Neither PayBack nor Split shows ads.

### Which is updated more often, PayBack or Split?

PayBack ships an update monthly, and Split fortnightly. Most recently, PayBack was updated on September 9, 2026 and Split on September 5, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*